Used Car Guide

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Selling your car is one thing. Learning how to get more for selling your car is another challenge altogether. Netting the most money for selling your car means being smart about how you plan before selling and taking steps to boost your earnings potential. With over 350,000 new and used vehicles sold in SA each year1, the car market has never been busier. But that also means more competition, more price risks, and more things to think about.   Selling a car can be tough. Aside from the emotions that come with letting go of your ride, ensuring you receive a fair price for it can be difficult, especially if you’re not sure what you’re doing. Gone are the days when your uncle was happy to take your car off your hands for you. With more and more vehicles on the roads and more options for people to choose from, finding a worthy buyer with cash ready to go isn’t easy.  We explore some important pointers for selling your car and increasing your car’s value. From figuring out which selling option will be best for you to avoiding the things that can lower your vehicle’s value, here are seven ways to sell your vehicle and make more for your car in the process.   Where you can sell your car for a good return There is more than one way to sell your car. Depending on how much effort you’re prepared to put into the process, how quickly you want to sell it and how much you hope to make, you can choose from one of three basic options to sell your car in South Africa.  The Private Sale Selling your car privately means handling everything, from advertising to finding a buyer and negotiating a price. Many people choose to sell their cars privately because they want to control the process and feel that they can earn more for selling a car directly.  Pros of selling privately You set the price and can earn more for selling a car No sales commissions or fees to pay You control negotiations Cons of selling privately You must handle everything yourself It can take time to find a buyer Can be risky and leave you exposed As a trade-in option Trading in a car means “selling” your vehicle to a dealer, and instead of paying you cash, they use the money as a settlement on the vehicle, if it is still under finance, or as a deposit toward buying another car from the dealer. Trade-ins are popular for people looking for a quick and easy process to sell their car.  Advantages of trading-in Fastest way to sell your car and higher likelihood to sell it. You will secure a replacement vehicle immediately. Secure and safe process. Disadvantages of trading-in The fixed trade-in price will likely be lower than the vehicle’s retail value. You don’t get to enjoy any cash-in-hand. May be limited inventory unless the dealer has a wide range of quality vehicles. Selling your car to a dealer Dealerships are always willing to buy second-hand cars. They will often approach people advertising privately to see if they can talk them into selling. Dealerships range from small, independent businesses to franchises that span the country.  Benefits of using a dealer Very likely you will be able to find a willing dealer to buy your car. Dealers take care of all the paperwork for you. You get paid for your car in cash on the spot. Drawbacks of using a dealer You will likely receive a lower price for your car than selling privately or trading it in. Dealers won’t agree to pay extra for any repairs or services done on the vehicle. Some dealers can trick or strong-arm you into selling. 7 Ways for how to get more for selling your car Whether you choose to trade your car in, sell it privately or to a dealer, your ultimate goal must be to get the most for it. We’ve picked some of the most popular methods and tips that work in increasing your car’s value for selling it. Be realistic about its value and set a price with negotiation wiggle room Setting the price for your car before selling it can be difficult. Set it too high, and you’ll scare off potential buyers. Too low, and people will take advantage of you, leaving you with less money than you deserve. So what should you do for how to get more for selling your car while keeping the price fair at the same time? Setting a fair price for your car and then sticking to it is probably the most important step in getting the most for selling your vehicle. Here’s how to make sure your price accurately reflects the value of the car you’re selling.  Get it valued – Getting your car valued will help you determine what the ideal price range for it will be. Consider getting multiple appraisals and try to be as accurate as possible. Be firm with your price - Don’t back down on your minimum acceptable price. While negotiating over price is likely, if nobody is prepared to make a fair offer, wait for someone who is willing to pay to come along.  Add a little extra onto the top price for negotiations – Adding 5% to 10% on top of your asking price will give you some leverage when negotiating, not to mention covering the investment you’ve made in getting your car ready to sell. Get it serviced right before selling A serviced vehicle means that it has been checked and approved and is OK to take onto the road. Services cost money, but they’re an important basic requirement for many buyers and a dependable way to earn more for selling a car. Remember to leave your service until you’re ready to sell and to use a reputable local service centre. Here are some pointers for using a vehicle service to maximise your car’s value.  Service history – Keep a service record of every service your car has received. This important history tells buyers how well your car has been taken care of and proves that it is up to service spec. If you don’t have a service history, ensure the latest service is listed.  Think about replacing the big parts – Replacing big-ticket items on your car should only be done if necessary. Doing so may cost a lot, but you can spin it to remind buyers of that part being brand new.  Fill up, top off and replace smaller items – Things that wear out or run low quickly, like oil, aircon gas or brake pads, aren’t too pricey and can be replaced to boost your car’s value. Even if not 100% necessary, doing so will speed up the process and increase the chances of selling your car faster.  Get all your paperwork in order Having the correct documentation and paperwork when selling your car won’t just help you to make more for your car; it’s also a legal requirement. If you can prove that you have everything in order, you have more leverage for how to get more for selling your car. This list of necessary documents should help you spot anything you still need.  Ownership Documents – Get the existing documents that prove you’re the vehicle’s owner together. These include your certificate of ownership, a copy of your ID, a settlement letter (if you haven’t paid the car off yet), and a proof of sale between you and the last owner.  Registration Documents – These registration documents relate to changing the ownership details. They include a completed change of ownership form, an application for the new owner to register the vehicle in their name, a copy of the current registration certificate, a roadworthy certificate, and any relevant Natis documentation.  Clear any fines or claims – Check at the local traffic department or police station to see if there are any outstanding fines or summonses in your car’s name. Pay any penalties and make sure your vehicle is legal to take onto the road.  Timing is important Unless your plan is to get rid of your car as quickly as possible, timing matters when selling if you’re trying to earn more for selling a car. Waiting for the right moment to sell your car can require patience, but it’s worth it in the long run if you want to get the most for your car. These tips on timing your vehicle sale are great indicators of when to do it.   Demand – Look at the vehicle market right now. Which car makes and models are in high demand and is yours on the list? Getting a better understanding of the current demand for your car will help you pick the right time to sell it for maximum profit. Higher demand always means increasing your car’s value and sale price. Interest rates – Waiting for favourable economic conditions to come around before selling your car can take a while. But if you can stand by until interest rates are coming down, it’s likely people will be willing to pay more for it before they go back up again.  Time of the year – Standing by until Christmas, a new financial quarter, or the beginning of a month is a good method for how to get more for selling your car. People with fresh, unspent salaries in the bank or who have just received a juicy SARS tax return are more likely to commit to buying sooner rather than later.   Think about your ideal buyer and find a way to talk to them Understanding your ideal customer or vehicle’s target market is a powerful way to ensure that you can let them know that you’re selling your car. It’s also an effective method for figuring out what they’re looking for and then highlighting the features of your car they’ll be most attracted to, leaving you with a golden opportunity to make more for your car. Think about how you’ll reach your buyers by taking these steps. Identify the ideal customer – Take some time to make a list of the characteristics of who you think your perfect buyer is. A typical buyer looking for a 2019 BMW 320i is going to be different from someone in need of a 2017 Nissan X Trail. Knowing your ideal customer means you can invest more time and effort in reaching them, boosting your earning potential.  Do some marketing – Find the salesperson in you, and you’ll likely earn more for selling a car. Jazzing up your car’s appeal by being descriptive, telling your car’s story and making it sound more attractive to buyers is a surefire way to net more cash for it. Engage with your potential buyer – Offer people the opportunity to test drive your car, be willing to negotiate and talk to interested parties. By going the extra mile and engaging with potential buyers, you may just convince them to pay that little bit extra for your ride.  Invest a little in your car before selling it Spending a little time, effort and - yes – money on your car before selling it is arguably the biggest price driver. While it may not seem logical to spend money when you’re trying to figure out how to get more for selling your car, doing so will definitely help you to justify a higher price. Investing in these things now can mean a bigger return once you’ve sold your car.  Refurbish – Refurbishing your car means touching it up and giving it a revamp that makes it look newer, fresher and in better condition. A car that’s had a little extra TLC invested into it tells the buyer they’re getting a good deal. Check out this article on how to refurbish your car before selling it. Replace the tyres – Replacing your tyres before selling your car is possibly your biggest pre-sale expense, but it’s a great way to drive up your profit. Aside from being a powerful selling point, you can simply add a nice little markup onto what you paid for these new tyres. Detailing – Detailing is an increasingly popular method for bringing cars back to life, especially if you’re selling a luxury or high-value model. Detailing involves taking your car for professional deep cleaning and restoring it to take the vehicle to an almost new condition. It's a great alternative to refurbishing if you can afford to do it.  Try not to customise anything Personalisation like custom paint jobs, spoilers and racing kits are a car sales killer for anyone looking to earn more for selling a car. While you may think those racing stripes look cool, adding them will only shrink your potential buyer market to a fraction of what it could be. Here are some pointers to help you manage any customisation choices for your car.  Avoid unnecessary customisations – While it may be tempting to add that bumper kit, or to swap your steering wheel out for a Mad Max replica, don’t. Unless you plan on keeping your car forever, just avoid any customisations that don’t improve performance or are endorsed by the manufacturer, or you won’t get the top dollar you deserve.  Remove any customisations before selling – Take off that spoiler, replace the halogen bulbs with standard ones and peel off any stickers if you’re looking at increasing your car’s value. If your car came with added customisations when you bought it, think about removing them before selling. Nobody will spend their hard-earned money on a souped-up hot rod they didn’t design themselves.  Disclose previous customisations – If your car once had customisations that have been removed and you still have them somewhere, let the buyer know about them. After all, they may still want them and could even be willing to pay more to get them.  Conclusion – Getting more for your car So there you have it. Seven ways for how to get more for selling your car. While nothing is better at increasing your car’s value more than regular services, low mileage and high demand, following these easy steps in the leadup to selling your car will help add to the bottom line. Choose the method of selling your car that works for you. Try to balance the time it’ll take to sell with your earning expectations, and be prepared to do a little work if you want to earn more for selling a car. Then, once you’ve got a pretty penny in hand, start looking for a new vehicle that represents a step up from the one you’ve just sold. You can start right here, browsing a wide selection of quality used vehicles that have been serviced, checked and are ready to meet your expectations.   
It’s a question everybody on the hunt for a car asks. “What am I looking for?” Figuring out exactly what you need in a used car can be tricky, especially with so many different pre-owned options on the table. With an estimated two second-hand cars sold1 for every brand-new one in SA and between 30,000 and 50,000 cars sold each month in total, those options are growing.  Finding the used car types that suit your needs means understanding the different used car factors, categories and offerings that separate them. From choosing a particular make and model to deciding on fuel type, body shape and even colour, knowing what your options are will help you find the right used car for you. We look at the different used car types, search categories and things to consider in making the right choice. We’ll unpack some of the most important elements in the used car search and explore them in a little more detail.   Used car factors & why they matter There are many used car factors to think about when browsing for pre-owned cars. Because these vehicles are used, they come with more things to consider than if you were buying a brand-new car. You see, new vehicles come standard off the factory floor. They all have the same zero mileage, cost the same and are available wherever the manufacturer has a showroom. Used cars, on the other hand, have histories. While some were looked after by their previous owners, others weren’t. Two pre-owned cars of the same year, make, and model may have hugely different mileages. Things like road conditions, petrol prices, and taxes may also have changed since a particular model was first sold.  This is why it is so important to know what used car types and specifications you’re looking for. Because understanding these important used car factors means getting more value out of your purchase while getting the most out of the car itself.    Used car categories Here’s a list of the possibilities you can pick from when browsing for used cars in South Africa. While some used car categories only offer two or three options, others provide an endless list of choices.  Price Let’s start with the big one – price. Price is usually the first step in used car searches. Most people have a budget cap – a limit on what they can afford to spend on a used car. But many people forget that there is a bottom limit, too. This allows you to filter out the cheapest cars that you know aren’t going to be acceptable for your search.   Choose a price range that fits into your budget. However, be careful of very low prices that look too good to be true. Don’t be afraid to extend your upper budget limit by around 5% to 10%, either. This ensures you don’t miss out on great deals just outside of your limit. Make A trusty Toyota or a problematic Citroen? Choosing the make of car you’re interested in is a big decision. Different vehicle manufacturers have different track records. Some brands manufacture their cars here in SA, while others must import them. A few manufacturers focus on offering a limited line of vehicles aimed at a specific market. Others offer a wide range of choices for everyone.   The make of car also plays a big role in its price category and can impact things like insurance and resale potential. But most of us are loyal to a particular make or have always dreamed of driving a specific brand. Whatever motivates you, picking the right used car make from a long list of options available in South Africa can be difficult. Choose carefully.  Model Models are different from car makes. Every car make or brand has a range of models. These can vary from multiple lines covering many different vehicle categories to only a few limited options. Models determine the specifications of the car and are often categorised according to the features included in each one. Remember, though, that the biggest thing that your model choices will affect is price.   Choosing between different models means thinking about what you need in a car. If you’re looking for space for the family, then models boasting large interiors are best for you. Need performance and power? Then opt for top-of-the-line sports models or a big 4x4. Models can range from high-end luxury saloon vehicles, powerful 4x4s and spacious family SUVs to entry-level hatches, everyday budget cars and eco-friendly options. Body type Sedans with large boots and bakkies with removable canopies were once extremely popular in SA. Recently, the emergence of the hatchback and innovative crossovers has changed how we see body types. Some models offer a choice between a sedan or a hatch. Others come standard in one shape. Many people looking for bakkies or SUVs can select from multiple body type options, and people interested in performance can choose between coupes or GT versions. Or if you’re on a tight budget and want to save on fuel, you can pick a hatch, crossover or entry-level ride that meets your expectations. Fuel type With increasing fuel prices, understanding the difference between petrol and diesel-powered vehicles can help refine your used car search. Diesel cars are more fuel-efficient and are better for longer journeys. But they can be more expensive than petrol engines and can get noisy. Petrol cars, on the other hand, provide more power for short bursts of speed, are quieter and are more popular among everyday commercial vehicles. Ultimately, it’s up to you to decide between a petrol or a diesel car. But when taking your used car budget, make and model preferences into account, remember that this decision can affect availability. Transmission Most South Africans know how to drive a manual car. Most countries worldwide drive mainly manual vehicles, except for the USA2. However, automatic transmission vehicles are growing quickly in popularity. As a rule, automatic cars are more expensive than manual transmission ones.  Changing gears can be tough for new drivers to master, but manual options do allow for more control and are usually cheaper than automatic versions. Automatic cars are much easier to drive and can save on fuel over the long term, but they are prone to problems, and many of them can’t be towed without a flatbed truck.  Choose a transmission that suits your needs and doesn’t break the budget. Year & Mileage A second-hand car’s year and mileage can be used to determine how much work the car has done in its life so far. A 2019 model with 300,000km on the clock has been used much more than a 2016 model with only 140,000km. This can tell you about the car's general condition and how much it still has left in the engine.  Later year models are sometimes updated and improved while keeping the basic shape, style and appearance of the previous ones the same. Other models are completely overhauled and refreshed, hardly resembling their predecessors. When it comes to kilometres, some people are looking for used car types with limited mileage and are prepared to pay more for them. Others, however, are happy to pick a vehicle with extensive mileage, especially if it’s a dependable brand.  Try to establish a good balance between the year the car was built and its mileage covered. Think about how long you plan to drive the car and what you want to do with it in the long run. Colour Almost half of all cars on the road in South Africa are white3. White cars are also the most popular colour globally, with black, silver and grey next on the list. White cars also don’t absorb as much heat as other colours, are easier to clean and cost the least to repair paint chips and scratches.  But we’re individuals who like to express ourselves. This means we’re free to pick from all the colours of the rainbow, especially for used cars. There’s more to deciding on a used car’s exterior than just the colour, though. Some options include metallic paint finishes or even blends of different colours to give your wheels a stylish finish.  While a white exterior colour is always a safe bet, if colour isn’t a big issue for you, you may get lucky searching for used car types in a less in-demand colour category. Location Finally, location matters, especially for used vehicles. While you may find the perfect used car, remember to check where it currently is. If you’re living in Cape Town and the used car you find is in Limpopo, you’ve got a long drive ahead, not to mention the extra fuel costs to bring it home. Plus, if you’re planning on a test drive, travelling across the country just to see the vehicle may not be worth it.  Unless you have an affordable way to get your new used car to you, consider refining your search to vehicles within your own province or even municipality. Filtering your used car search by the categories above will help you narrow down the available options. Of course, filtering some used car factors may turn up only a few choices or even none, so try running a few different search filter combinations.  You can browse through the various used car categories on most inventories. Try out a couple of versions here. Comparing used car types Sometimes, we have more than one version of the ideal used car on our shopping list. Deciding between the top candidates for the different pre-owned vehicles you want to buy can get complex, especially if you can only review one of them at a time.  Take advantage of the “compare” features to get an in-depth, contrasting look at the cars you’re interested in. These online features pit chosen vehicles against each other, allowing you to compare the various used car categories listed above.  This enables you to make a more informed decision and to select the car you want with ease. You can add as many pre-owned vehicles to the list as you like and come back later to add new candidates.  Conclusion – Picking a used car that’s right for you Buying a used car is a big deal and can be a lot more complex than purchasing a brand-new one. Used cars come with their own histories, and some have a longer story than others. Having the power to refine your used car search by identifying and then exploring the different used car categories means you can narrow down your search and only pay attention to the options that suit your needs.  If the make and model of the car you’re looking for matters most, start there. If you have a strict budget or can’t afford to travel to test out the top contenders, refine your search by price and location. The more specific you are in your used car search, the more likely you’ll be to find the ones that are the best options for you.  Auto Pedigree’s extensive inventory has been carefully catalogued, with every vehicle’s category data included in the listing. This means that people searching for used car types can refine their search based on any one of the listed categories, saving them time and effort.     
If you've been following the motoring news, you're probably aware of the recent interest rate hike that has shaken the vehicle market, including pre-owned vehicles. This situation may have made you rethink your plan to buy a car. But don't worry, we're here to help guide you through the situation. Understanding the Impact of the Interest Rate Hike The first thing to understand is how the interest rate hike affects you as a buyer. When interest rates rise, the monthly payment for your car loan increases if you plan on financing your vehicle purchase. But the news isn't all bad. Despite the interest rate hike, there are still opportunities to find great deals on vehicles, like the excellent offers you can find at Auto Pedigree. Assessing Your Financing Options Dealing with a recent interest rate hike doesn't have to stop your car buying process. It's all about having a sound financial strategy. One of the best practices is to explore all financing options available to you. For example, pre-approved car loans could be one way to secure a good deal on vehicle finance. It can provide a clear idea of what you can afford and also strengthen your bargaining position.  But you don't have to navigate buying a car in South Africa on your own. Websites like Auto Pedigree can help you in the A to Z of buying a car, including understanding your financing options and the affordability of the vehicle. Hybrid Technology: A Wise Investment In the light of increasing fuel prices, the value of hybrid and electric vehicles is another great idea to consider. Cars with hybrid technology are becoming a more popular choice due to their fuel efficiency and lower emissions. Investing in a hybrid vehicle might seem expensive upfront, but it pays off in the long run with significant savings on fuel costs and a smaller carbon footprint.  Smart Considerations When Buying a Car in South Africa Budget-Friendly Financing and Calculating Monthly Repayments Even though the interest rate hike may make the monthly payment seem expensive, our Auto Pedigree dealerships offer budget-friendly financing options that make it easier to manage your monthly repayments. With the help of their financial team, you can figure out your budget and navigate your way towards a smart purchase. Shopping Process One highlight of buying a vehicle from our Auto Pedigree site or locations is the smooth customer-friendly shopping process. You can explore the purchase and finance of cars on our easy-to-use website, with a database of thousands of vehicles nationwide at your fingertips. Assurance of Quality Our Auto Pedigree process includes a full inspection, with 116-point quality checks of all active vehicles, conducted by skilled professionals. These procedures make sure that you're buying a car that's trustworthy and in good condition. Nationwide Customer Base Reviews It's not just us saying it — our Auto Pedigree nationwide customer base enjoys comprehensive services and quality vehicles. Whether it's about the deal assistance, the extended warranty, or the smooth shopping process, our customer reviews celebrate the satisfaction they've received from choosing us. Vehicle Make & Model Choice Whether you're interested in an EcoBoost ST-Line Auto Ford Focus, a fuel-efficient Toyota C-HR 1.8 VVT-H Design CVT, or even an all-electric MINI, we offer a wide range of vehicles to meet your budget and needs. We have more than 5,000 vehicles on our database, and you can explore your options on our website today! Special Deals and an Extended Warranty Even in these times of higher interest rates, we offer many special deals, so that you can buy your favourite vehicles for an attractive price. This is especially great when you think about how the vehicle shortage is pushing car prices up. But the benefits you can get don't stop at a great cash price or a sale price. Buying a car from Auto Pedigree can also include the peace of mind of an extended warranty. An extended warranty offers added protection, even beyond what you'd get from a manufacturer's warranty. This allows you to limit unexpected costs linked with vehicle maintenance and repair. Vehicle Customisation Options Choosing a car isn't just about the make and model. It's also about tailoring the car to suit your needs and lifestyle. Added customisation options can help you set up your car the way you prefer it. That might include advanced safety features, upgraded audio systems, performance add-ons, aesthetic enhancements, and more. Remember, these customisations can not only make your driving experience more enjoyable but can also add to the resale value of your car.  Enhanced Safety & Security with Tracking Technology With advancements in technology, modern cars can often come equipped with tracking technologies. These devices not only provide an added layer of security against theft but also offer helpful features such as real-time location tracking, geo fencing, and more. In the unfortunate event of a theft, these technologies can assist in the quick recovery of the vehicle, giving peace of mind to the car owner. Finance Add-Ons You may want to purchase an extended warranty, vehicle maintenance cover, car insurance, or other financial add-ons along with your car. At Auto Pedigree, we make it easy to get everything you need in one place.  Conclusion: Don't Let the Interest Rate Hike Stop You In conclusion, while the interest rate hike may seem scary, it shouldn't keep you from your dream of owning a car. By choosing our Auto Pedigree dealerships and website, you can take advantage of special deals, extended warranties, and fair selling prices, which can offset the impact of the interest rate hike. And our comprehensive services, easy shopping process, and glowing customer reviews make us the smart choice for purchasing your next car. For more exciting offers and the latest vehicle reviews, follow our Auto Pedigree updates and stay on the right track. After all, why settle for less when you can enjoy the best?  
Looking for your next trustworthy ride doesn't have to mean spending a fortune. In South Africa's dynamic automotive landscape, you can find some truly wonderful vehicles at a more affordable price when shopping for used cars. This guide will take you through the process and answer some key questions that potential buyers are asking. Why Buy a Used Car in South Africa? Buying a used car is a smart financial decision for many people. Not only can you skip the instant depreciation that comes with a new car, but you also get the advantage of a lower purchase price and potentially reduced monthly payments. In today's economy, finding a used car that offers performance and comfort within your price range is entirely possible, and often a smart choice. How to Find the Best Used Cars for Sale in South Africa You'll find a wide range of cars for sale in South Africa, across various price brackets. But how do you know which one offers the best value for your hard-earned money? Set a Budget Before beginning your search for a used car, it's important to set a budget so you know which price bracket will suit your pocket. This should include the cost of the vehicle, as well as additional expenses, such as insurance, maintenance, and potential repairs. Knowing your budget can guide your search and help you avoid overspending. Think About Your Long-Term Needs While it's easy to be swayed by a stylish sports car or a large SUV, think about your practical needs. Consider factors like the size of your family, storage needs, and fuel efficiency. Remember, a car is a long-term investment, so it's important to choose one that fits your lifestyle. Consider Your Daily Commute and Lifestyle Needs Your daily commute, lifestyle, and personal preferences play a big role in choosing the best used car for you. If you're a city dweller looking for a fast, fuel-efficient vehicle, consider popular choices for urban settings. Models known as urban cars are often compact in size, have variable transmission, and give you an excellent fuel price to performance ratio. Research is Key Understanding the average transaction price of a vehicle in the used market can help you negotiate a fair deal. You can use trustworthy online platforms to research the average base sticker price for the model you're interested in. You can also compare prices and cars on our Auto Pedigree website today to find affordable models that suit your needs and budget. Vehicle History and Condition When you're considering buying a used car, it's important to inspect its condition and review its service history. You can look for signs of wear and tear and check if the car has been serviced regularly. Don't forget to take it for a test drive to make sure it drives smoothly. At Auto Pedigree, we ensure the quality of all our used cars for sale with a strict 116-point quality assurance check. Consider Financing Options If you can't afford to pay the full price upfront, consider your financing options. Many dealerships like our Auto Pedigree branches, offer financing plans that allow you to pay for your car in monthly instalments. This makes it easier for South Africans like you to get into their dream car. Check for Recall Issues Look into whether the car model you are interested in has had any recall issues in the past. You can usually find this information online, or you can ask the dealer directly. This will give you an insight into potential problems that you might face down the line. Choose the Right Dealer Make sure you choose a trustworthy dealer. Look for dealerships like our Auto Pedigree options that are known for their honesty, transparency, and excellent customer service. Reading reviews and ratings can help you make an informed decision. Insurance and Warranty Check what type of insurance and warranty are included with your purchase. A good dealer like Auto Pedigree will give you options for adding a comprehensive warranty and assist you in finding the best insurance option for your new vehicle. Resale Value Consider the car's potential resale value. Some models and brands are known to hold their value better than others. If you plan on selling the car in the future, this is a factor worth considering. Quality Assurance with Auto Pedigree To ensure a safe and stress-free shopping experience, consider buying your used car from a trustworthy dealership. At Auto Pedigree, we offer a wide range of cars to choose from, and our used cars also come with a full service history, which will give you peace of mind. Conclusion In the current South African market, the best used cars for sale offer a blend of affordability, trustworthiness, and performance. Whether you're looking for a city runner or a family car, a used car can give you excellent value for money. Just remember to do your homework, inspect the vehicle thoroughly, and visit our Auto Pedigree website or dealerships for the best trouble-free service in the second-hand market. Happy car hunting!
Buying a car is a huge financial step and arranging vehicle finance is undoubtedly more difficult for those with a bad credit history. Not surprisingly, because any lender will view them as a high-risk client who may struggle to pay the loan back. However, it’s not impossible and there are lenders who specialise in offering finance to those with a bad credit score – it will just take some extra time and effort What is the minimum credit score for car finance? A TransUnion credit score ranges from 0 to 999. This rating measures a person's likelihood to repay a debt. A higher credit score indicates a lower-risk borrower and more likely to make on-time payments. These are the score bands: EXCELLENT                     767 – 999 GOOD                               681 – 766 FAVOURABLE                  614 – 680 AVERAGE                         583 – 613 BELOW AVERAGE           527 – 582 UNFAVOURABLE             487 – 526 POOR                                   0 – 486 Knowing what your credit score is can help you enter the car buying process on a strong footing.  Find out where to check your credit score. While a lower credit score won’t necessarily mean you won’t secure a car loan, it will very likely lead to costlier monthly instalments due to higher interest rates.  Steps Towards Getting a Car Loan If you have a poor credit score but need to purchase a vehicle badly, you’ll have a better chance of qualifying for a loan if you begin with these steps: Check your credit report and make sure there are no mistakes that can negatively affect your credit score. Then, see exactly what is contributing to your bad credit score and improve on it. Pay a deposit upfront. Aim for the highest amount you can afford. A bigger deposit is more likely to get you better loan terms. Besides telling the lender you’re a serious client, it also helps lower your vehicle instalments. Provide proof of a regular monthly income. Apply for pre-approval before visiting the dealership. This will help negotiate better terms for yourself. Shop around and compare rates from multiple lenders specialising in bad credit financing. If you’re a young first-time car buyer with little credit history, consider asking a relative who is willing to stand surety for the car loan – and ensure you commit to making payments on time. Other ways to buy a car if you have a poor credit record In-house vehicle finance – Enquire from your dealership, as some do offer clients financing without going through a bank or other third party financial institution. Rent-to-own – With this option, while the dealership won’t need to see your credit score, they will need proof of income, proof of residence, and a valid driver’s licence. The rent-to-own vehicle becomes yours after all monthly payments for a fixed term (usually 24-60 months) is made. Alternatively, you can choose to buy the car at any point during the contract for a specified price. Taking out a personal loan or using your credit card is an alternative way to buying a car, however, you need to do some careful calculations and planning around affordability and paying it back. Remember that the interest rates on these are very high, so consider carefully before jumping in. Conclusion Buying a car with bad credit can be a challenge, and at this point you might question whether bad credit car finance is a good idea at all. Ultimately, it will depend on your credit rating, your affordability, the interest rate offered, and other factors. If you’re unsure, you might want to consider a credit counselling session to have an expert guide you through your options. If you’re on the market for a quality used car, visit your local Auto Pedigree dealer for advice on suitable vehicles and financing options. Also read Your Guide To Credit Scores In South Africa Where To Check Your Credit Score Ways To Improve Your Credit Scores I'm Blacklisted - Can I Purchase A Vehicle?     Disclaimer: Auto Pedigree and the authors make no representations as to the accuracy or completeness of any information on this site or by following any link on this site. Auto Pedigree and the authors will not be liable for any errors or omissions in this information nor for the availability of this information.
It can be challenging for young, first-time car buyers to get a loan through a bank or other financial institutions simply because they haven’t yet built up a credit history. When applying for car finance a good credit report sets you off to a good start because it indicates that you're committed to repaying your debts and keep on top of your repayments. But without that crucial credit history, where do you start? Suretyship Without a credit record and having never purchased a car before, you'll need to provide the financial institution some form of security. This specialised insurance comes in the form of a person and will help you to obtain the car loan you need because that person guarantees you will make payments regularly and on time. Moreso, that person must be willing to step into your shoes and repay your debt to the credit provider if and when you cannot do so. Who is the best person to sign surety? Typically, parents would have built up their own credit history along with some assets, which banks use as security for a loan. As they are most likely to be prepared to help their children get on their feet, they are often the ideal surety for a young person’s first vehicle finance transaction. The bank will assess both parties, in this case, your parents’ and your own financial affairs before granting a loan. If you fail to meet your loan obligations after the loan has been granted, the bank will hold your parent signing the surety responsible for the debt. This is why it’s important for you to budget carefully for your new vehicle and remembering to take into account costs such as: Loan repayments – Capital sum, interest, and fees. Vehicle insurance – All young car owners should have comprehensive cover. Shop Around Always shop around for the best vehicle finance and trade-in deals before you make your final decision. This is especially true if you have a trade-in on your purchase. The price dealers offer for trade-ins vary considerably depending on their stock levels and perceived ability to sell your trade-in. Auto Pedigree also offer deal assistance on trade-ins which helps to cover some or all of the settlement value of the new vehicle. How to Build Up a Credit History By buying your first vehicle, even with the help of a surety, you will start building your own credit history which will be a positive future asset as long as you handle it correctly. Follow these simple rules: Pay your bills on time Pay your credit cards off each month Reduce your debt Keep your credit card spend low Keep new credit applications to a minimum Read more about how to build up your credit history and improve your credit score. Vehicle Finance for Graduates If you have already made progress towards building your future and completed your tertiary studies, you may qualify for favourable interest rates or even vehicle credit in your own name. Research the options provided by South Africa’s leading financial institutions and select the one that best meets your financial and life circumstances. Here are some offers made by banks to help young, qualified people finance their first vehicle:* Standard Bank – Prime less 0.25% Absa bank – Prime less 1% Investec – Developed a package for top-earning graduates to meet their banking, financing and wealth management aspirations. Nedbank – Provides the Professional Banking package for under 30s with a four-year degree. Through this product bundle, young people are given a 50% reduction in banking fees and assigned their own personal banker to help them with vehicle and other asset financing. Wesbank – The Wesbank Graduate Finance portfolio was launched in partnership with leading service providers to enable graduates with no credit history to buy a car. Graduates from various institutions are given competitive interest rates and tailor-made packages on selected car models. * Interest rates correct at time of publication Conclusion Having no credit history can be a daunting catch-22 situation if you need to finance a vehicle. But if you’re determined enough and prepared to put in the effort, it’s not impossible and your time and patience may well pay off in the end. When giving serious consideration to buying your first car, visit your local Auto Pedigree dealer for advice on suitable vehicles and financing options.     Disclaimer: Auto Pedigree and the authors make no representations as to the accuracy or completeness of any information on this site or by following any link on this site. Auto Pedigree and the authors will not be liable for any errors or omissions in this information nor for the availability of this information.
If you’re in the market for a used vehicle, are you tempted to buy one privately? And why not? There's a good chance of scoring a great deal however, you also know that it comes with a certain amount of risk. Whether you’re trying to decide to go with the private sale or have already decided and want more details regarding the process, the paperwork, and much more, this guide should help you. What’s the Process? Many people have been scammed and have paid their hard-earned savings away to a criminal for a car that never existed. Never, ever deposit money to anyone selling a car without going through these important steps. Basic steps Before meeting the seller, take your time to ask questions over the phone. (Use the list below.) If you decide you want to view the car and take it for a test drive, arrange to meet in a safe location, in public, with a friend or two. Check that all of the information provided matches up. It's one way to tell if the seller is honest and trustworthy or not. Check all documentation – licence disc, proof of ownership, service history, police clearance, ID, etc. (See full list below under Paperwork.) It’s worthwhile to have the car inspected at a testing centre for mechanical issues and other damage, where they can also issue a roadworthy certificate at the same time. Once you’re happy and agree to purchase, it’s time to draw up a sales agreement. Finally, you can make the exchange and drive home with the car you just paid for. Remember that the onus is on you to register the car in your name. Important: Trust your gut and always make double sure everything looks and feels right. If you need to test drive again, make the request. If you need to double check any information on the documents, do so. Questions to ask Before arranging a visit to view, ask the seller everything you can think of about the car. Generally, a seller's advertisement should provide all the important information.    Are you the seller? You want to know the history of ownership. How long have you owned the vehicle? You want to make sure the car is not stolen. What's the mileage? This will influence the price. Does it have service history records? You want to know the car has been serviced regularly. Is it still under finance? If so, are you prepared to take over the payments? What condition is it in? Specifically, the mechanical condition. Has it been in any accidents? You want to avoid buying a car that has been involved in a major accident. Is there any cosmetic damage? Both exterior and interior. Are there any extra features? You want to ascertain whether any of these are useful to you or that they might bother you. What price are you asking for? And then do your research to see if it sounds like a fair price. Remember: if it sounds too good to be true, it probably is. Paperwork The one disadvantage of buying a car privately is that you and the seller will have to handle a lot of documentation yourselves, which potentially means queuing at testing stations, police stations, and banks. Roadworthy Certificate This piece of paper means that the vehicle meets the minimum safety requirements for driving on the road. It is not a guarantee that the car is problem-free or even in good condition. A roadworthy certificate can be obtained from a testing station with the following documentation: The vehicle's registration certificate Your identity document Completed application form VIN and Engine Number You can ask for a police clearance certificate from the seller, but to be extra cautious also take down the details of the number plate, chassis number (VIN*) and engine number and run a check at a police station to ensure that you are not buying a stolen vehicle. You can also check the VIN number online with VehicleCheck. You should also make sure that these details match up with the registration papers. *A VIN is a 17-digit alphanumeric number and can be found on the licence disc, on the inside of the driver’s side-door, or where the windshield and dash meet. Registration Once the deal has been agreed to, the vehicle must then be registered in the new owner's name. Both the buyer and seller are involved in this procedure. The following documentation is required: Identity document The seller's vehicle registration certificate A roadworthy certificate Proof of purchase or Sales Agreement A valid motor vehicle licence The completed registration application form Sales Agreement This contract is necessary for the transfer of ownership of the vehicle, and should include: Names, addresses, ID number, and contact details of both parties Details of the vehicle: make, model, registration number, VIN number registration number, colour, odometer reading Time, date and location of the sale Purchase amount You can find sales agreements such as this one online. Payment There are different ways to make payment for the sale of a used vehicle. If the vehicle is still under finance, the balance should be paid directly to the bank, and proof of payment sent to the seller. Once the seller has received the registration papers from the bank, the net amount can be paid to the seller. If the vehicle is paid off, the seller will expect a cash sale by means of hard cash or electronic funds transfer.  Disadvantages It’s well-known that the benefit of buying a car privately is a good way to find a bargain, if done cautiously and correctly. But what are the cons? You will spend a lot more time and effort looking for the right car, setting up appointments with sellers to view, making sure the car is in roadworthy condition and worth the asking price. You will have to draw up your own paperwork, making sure all the documents are signed, such as an agreement of sale, change of ownership, and registration. Buying a car from a private seller will not be covered by the Consumer Protection Act (CPA). This means that if you discover any unidentified faults within the first 6 months after buying a car, you won't have the right to request for repairs or a refund. Summary Is it a good idea to buy a car privately? It can very well be a bargain and save you money. However, it does come with higher risks. If something goes wrong, you do not have legal protection under the CPA and in worst case scenarios, the vehicle could be stolen or end up being a rotten tomato. Buying privately also takes more effort on your part, and can be a real time-sucker. There's no doubt that buying or selling a car privately is a complicated procedure, so tread with caution and don't hesitate to get advice. In doing so, you could be rewarded with a great car for years to come. If you’re looking for more great used car deals, see our latest promotions.   Disclaimer: Auto Pedigree and the authors make no representations as to the accuracy or completeness of any information on this site or by following any link on this site. Auto Pedigree and the authors will not be liable for any errors or omissions in this information nor for the availability of this information.
If you’re looking to buy a new car and need to sell your existing one, a vehicle trade-in is probably the easiest and most convenient option. Why? Because it can save you a whole lot of time and hassle looking for a buyer. Selling privately, you may get a higher price, but there is always more risk involved. Trading it in at a reputable dealership removes the many risks that you otherwise would come against. What is a Vehicle Trade-in? Trading in your car simply means offering a dealership the vehicle you have to sell in exchange for a credit towards a vehicle you want to buy. How Does it Work? Once you’ve found the car you want and made your decision to purchase, the dealership will evaluate your car for any dents, scratches and other cosmetic conditions. A vehicle’s car trade-in value is determined using a number of factors such as condition, market popularity, mileage, additional accessories, and even the colour of the car’s exterior.  You will be offered an amount for your vehicle that is in line with the vehicle’s M&M (Mead & McGrouther*[1]) book value. If the car you intend to trade-in is still under finance and the settlement value (the final amount still to be paid) is higher than the price you have been offered, then you need to pay in the difference. The good news is that if a dealer offers you trade assistance (also known as deal assistance) you can add that offered amount to your vehicle purchase. This deal assistance amount helps to cover some or all of the settlement value of the new vehicle. Documents required While a trade-in is a quick and convenient option to sell and buy a car, it still requires a similar amount of paperwork: Proof of ownership of the car you’re trading in: If the car is paid off, you’ll need a letter from the financial institution stating that you have no outstanding balance on the car. If the car is financed, a settlement letter from your financial institution and registered credit provider. Roadworthy certificate obtained from a vehicle testing station. Notification of change of ownership (NCO) form submitted to the Department of Transport to notify them that the vehicle will have a new owner. Service history book. Maintenance and repairs receipts. Existing warranty, service, and maintenance plans still in place. Tips to Get the Most Value for Your Trade-in When you’re on the market for a vehicle to replace your existing one, before searching for the make and model you’re after, consider these important tips: Find out how much your car is worth. This way you know whether you’re offered a fair price by the dealership you eventually enter the trade-in deal with. Before taking your car in to a dealership for evaluation, ensure your car is serviced and spic and span. It might be worth spending some money on repairs to help you negotiate as high a price as possible. Any sign of a major accident will decrease the value of your vehicle, but it may not be worth the cost and it generally makes more money-sense to let the dealership recondition the car after the trade-in. Shop around, especially if you have a well sought-after vehicle, you might find a dealership willing to offer you a higher price. Pros and Cons Pros The main factors that provide the advantages of trade-ins are speed, convenience, and low risk If you’re in a hurry to sell your car, trading in your vehicle takes just a few days. On the other hand, trying to sell your car privately would be a long and potentially painful process. From deciding where to advertise, setting up appointments, negotiating a fair price, doing the paperwork, and agreeing on payment terms. Dealing with one person directly, the car dealer, allows a smooth flowing process – no unnecessary time waste with broken communication links. It also means there is less paperwork for you. The dealer will handle the entire transaction from beginning to end, from settling the outstanding balance with the financial institution, to ensuring the vehicle is taken out of your name. Once the trade-in is completed, the car is out of your hands and everything along with it belongs to the dealer. This is a good thing because any issues, mechanical or otherwise, are no longer yours to deal with should there be any comebacks from the buyer. Dealing with a reputable dealership means there is no risk of being scammed in the process as you might potentially be within a private sale. Cons When you opt to trade-in your vehicle, you’re limited to buying a vehicle from that specific dealership. Therefore, it makes sense to trade-in your car at a car dealership that offers you a wide range of vehicles to choose from. If your car is a very old model, you may be disappointed by the price offered should the dealership accept it as a trade-in. In this case, selling it privately is a worthwhile option. Conclusion A vehicle trade-in is an easy and convenient way to replace your existing car with a newer model. If you have a popular car that is in good condition, it’s a good option. However, if you have an old car or one that is in need of a lot of repairs, it might not be the best option for you. Besides, if you’re happy with what the dealership offers as credit in exchange towards the car you want, go for it! When you buy a used car from Auto Pedigree, you get quality, value, and choice from a wide variety of vehicles at dealers nationwide. Take advantage of our deal assistance promotion and get more value from your trade-in vehicle.   Disclaimer: Auto Pedigree and the authors make no representations as to the accuracy or completeness of any information on this site or by following any link on this site. Auto Pedigree and the authors will not be liable for any errors or omissions in this information nor for the availability of this information.   *Mead & McGrouther is a publishing company involved in the publication of information of Passenger and truck specification namely Auto DataDigest available in book form on the South African market. They also publish the monthly issue of the Auto Dealer's Guide which is extensively used by the Car Dealers throughout South Africa.
More sunshine and fun times are finally upon us. What does that mean? More time traveling, going to the beach, or going to visit family and friends. Safety comes first,  Before hitting the road, one needs to ensure that their car is roadworthy by visiting one of our Service Centres. Getting your car serviced is one of the many effective ways to make sure of that. This will also help the car perform better and save on fuel consumption.  One cannot predict the future and anything can happen. Keep yourself and your family safe this festive by practicing the following safety tips:  TYERS  A tyre could get a puncture or burst during the drive. It’s important to make sure that there’s always a spare tyre that’s in good working condition. Also, check that you have all the necessary tools to change a wheel. DEMISTERS  Should you find yourself in the middle of extreme weather conditions such as a hailstorm or an extreme downpour, do not allow your car to mist up. In this instance, your demisters should be switched on to help clear up the windscreen for visibility. As an extra safety precaution have your headlights and hazard lights on, for better visibility. WINDOWS AND WINDSCREEN Inspect all windows for any chips or cracks and have these fixed before the trip. Check that your window wipers are in good working order and replace them if necessary. BRAKES Car brakes can fail at any time. Should you find yourself in a predicament, don’t panic. Slowly take your foot off the accelerator, switch on your warning lights and allow the car to slow down. Proceed to stop in a safe area and apply the handbrake. Warning lights should stay on to warn other road users.  To avoid or help prevent all these mishaps take your car in for service. With so many Auto Pedigree Service Centres located around the country. Ranging from Richards Bay, Bloemfontein, and Durban to Polokwane, and many more. You can travel with ease knowing you will be assisted by our exceptionally skilled staff and technical experts.
December is one of the most exciting months of the year when many people make big purchases such as vehicles. If you’re planning on purchasing your first vehicle this month, here are a few questions you should be asking yourself. Will the purchase be in cash or through vehicle finance? What kind of vehicle insurance can I afford, and will I be able to maintain the vehicle’s monthly payments from fuel to minor or major services? To answer your questions here is some advice we can give you.  Budget Is Key While the festive season may see many people with extra cash, it's important to purchase a vehicle that is within your day-to-day budget. And one that you have been planning for financially. By this we mean, you have allocated your estimated monthly payments for the vehicle, including insurance, fuel and regular service. If you have, then the vehicle you choose should be within your planned budget and not on the account of inconsistent extra cash.  Insurance Is Peace of Mind Finding vehicle insurance involves a lot of research. This is because you want to get the best deal for your vehicle as well as your pocket. There are three options to choose from; comprehensive vehicle insurance, theft and fire and third-party only. In the event that your vehicle is purchased through vehicle finance, banks prefer comprehensive vehicle insurance to be taken out as it protects the asset (vehicle) and yourself in the likelihood of an accident. If you’re unsure of which vehicle insurance to choose, all Auto Pedigree dealerships brokers will assist you in negotiating a deal suitable for you.  Vehicle Service A Lifestyle To get the best out of your vehicle and to maintain its value, ensuring that it gets regularly serviced is key. During your vehicle purchasing process, vehicle service funds were allocated. These will come in handy in January if road trips far and wide are on the cards. Vehicle maintenance is not only about visiting a service centre, but it's also about daily travels, pouring petrol, checking for water and oil, tyre pressure, keeping it clean and being a good driver. These small but very important acts keep your vehicle running for longer and add to its value.  When purchasing your vehicle this December, all our Auto Pedigree dealerships will assist you in finding the right set of wheels. Visit our dealerships here