Used Car Guide

Car Financing in South Africa: Your Guide to Getting Approved Almost half of all new and used car purchases in South Africa are done through car finance optionsi. But for most first-time buyers and those who don’t have enough capital to buy a car upfront, financing is the only option. Financing can be complex and many people face difficult barriers to getting vehicle financing approval – the first step in the vehicle financing journey. Read on to discover how to get approved for vehicle finance. This guide explores the ins and outs of car financing and what you can do to improve your chances of securing the financial assistance you need to make your car dreams a reality. We also look at your typical financing options and focus on how anyone with weak or less-than-perfect credit scores can still get approved for financing. Car financing 101 Before we get started, it’s important to understand what car finance actually is and why people choose this option instead of simply paying cash for a new or used car. What is car financing? Car financing is an alternative to paying cash for a vehicle. It is a credit agreement between yourself and a third-party financier, like a financial institution, bank or credit lender. It is essentially like taking out a loan to pay for your car so that you can use it while it is being paid off. The financier pays the seller or car dealership the money for the vehicle, and you drive it while paying them back. Once you have paid off the amount, the car is yours. Why choose financing? Financing makes owning a car possible without having to pay over a massive amount of money upfront or waiting until you’ve saved enough to pay for it in cash. Not many people have hundreds of thousands in cash available to them, and using all your savings for a new car can leave you with nothing left to survive on. Financing exchanges a large one-time payment for a series of smaller, more manageable ones. But in order to understand how to get approved for vehicle finance, first, you need to know the lingo. Key financing terms Financing can be complex and there are many different options available to car buyers to pick from. Here are a few of the car finance terms you’ll need to know before getting started. Deposit – The initial cash amount (usually around 10% of the total value of the car) you need to secure or reserve the vehicle. This tells the seller you’re serious about buying a car and can take a big chunk out of the outstanding amount. Interest – This is an amount added to the money you borrow to buy the car. It is usually paid off first during the financing period, and the interest rate is determined by various factors, including your risk profile and the current prime lending rate. Financing term – This is the amount of time you have to pay back the financed amount. It is usually expressed in months and can range anywhere between a year (12 months) and as much as 96 months. Instalments – This is how much you will pay back to the financier every month. Some instalments remain fixed, while others are variable. Standard instalments are calculated by dividing the total amount still owed on the vehicle by the number of months in the financing term. Settlement – If you can afford to pay off the outstanding loan amount sooner than expected, you can ask to settle. This often happens if you decide to buy a new car or before you’ve reached the end of your financing period. Balloon payment – This applies to balloon-type finance agreements where you can agree to pay a larger amount towards the vehicle near the end of your finance term instead of having to save for a deposit upfront. Learn more about car balloon payments and dealership financing here. Credit scores and car finance Credit scores play an important role in getting vehicle financing approval. Credit scores represent the creditworthiness of an individual and tell the financier how likely you are to meet your obligations and if you’re a good candidate to be approved. Unfortunately, not everybody can meet their repayment obligations every month. A person may lose their job, be unable to work, face unexpected expenses or run into debt problems. This can affect your credit record, causing problems for the financier because they’re not getting repaid regularly and on time. So, they use peoples’ individual credit scores to determine how attractive an applicant is to receive financing. Many people have poor credit scores, making getting approved for financing difficult. While this doesn’t disqualify them from securing financing, it can limit the options they have, make their financing more expensive or lead to challenging conditions being placed on the agreement. Knowing your credit score Do you know what your credit score is? While most people who have ever taken out credit – whether getting a small cash loan from the bank or opening a retail credit account – will have a credit score, some people don't have one. Here's how to secure vehicle financing approval without a credit history. These scores tell financial institutions how dependable you are and are calculated by credit bureaus who create credit reports on your profile. These factors include how much credit you have taken in your lifetime, your repayment track record and how many times you’ve missed a repayment. Credit score rankings While there is no fixed credit score scale, credit scores typically range from 300 to 850 (you cannot have a score below 300). Understanding what your credit scores mean is crucial to figuring out how to get approved for vehicle finance .Here is a good guideline on credit scores: Very poor: 300-499 A credit score in this range means you’re having big credit problems. You’ll struggle to get approved by almost all financing institutions and urgently need to take action to improve your scores. Poor: 500-579 If you’re scoring in the 500s, financing institutions will see you as having credit issues, making you a risky candidate for financing. If you do manage to get approved, you’ll likely be paying very high interest rates. Start working to improve your scores ASAP. Average: 580-699 In this range, you may be approved by some financing institutions, but not all of them. You’ll also probably be asked to pay higher-than-normal interest and will need to improve your score if you want to secure favourable auto loan terms. Good: 700-779 Most people aim to have a score no lower than 700. This is where you want to be, and shouldn’t have too many problems getting approved for car finance. While scores nearer to 700 will come with higher interest, the closer you get to 800, the better. Excellent: Above 780 If your credit score is above 780, you’re in great shape. Most financing institutions will be happy to approve your financing application, and some may even compete to offer you attractive interest rates. Keep it up. You can find out your credit score by asking for a credit report. This will tell you what your score is and which areas need attention. Many financial institutions offer free credit reports. How to improve your chances of getting approved for car financing So, what can you do to improve the odds of getting approved for car finance? There are many steps you can take to improve the likelihood of getting the green light to finance the vehicle of your dreams. Here are some of the ones known to work wonders. Improve your credit score This is the top option recommended by financial institutions for boosting your chances of securing financing for your vehicle. Improving your credit score may take some time and effort, but once it’s on the road to recovery, you’ll open many more doors. Pay off your outstanding or overdue debt as soon as possible. Set up a plan and stick to it. Make on-time payments, engage with your credit provider and be disciplined. Cut back on spending or start paying in cash instead of using credit. Review your credit profile and dispute any errors or inaccuracies that may be affecting you negatively. Audit your credit profile to make sure you are not being penalised for incorrect information. Pay off any big debts early if you come by some extra cash. This is a great way to signal your new and improved credit discipline. And stay on track. The longer you keep your credit activities healthy, the faster your score will improve. Level up your deposit If you come to the table with a bigger than required deposit – say 20% to 30% of the vehicle’s value or more, even if your credit score isn’t as rosy as you’d like, the larger deposit will help to sway lenders and dealership financing options in your favour. Read this post to learn all you need to know about car deposits. Start saving immediately towards your deposit. Every day counts, so set up a plan to put away a little every month. Sell any unnecessary items or cash in smaller investments if you have any. Of course, you can always tap your savings, though this may be risky. Get a side hustle going. The extra income will go a long way towards helping you hit your deposit goals. Pick a financing option that sweetens the deal are many different car financing options out there. Some may exclude you from getting approved based on your profile, while others are designed to help people secure vehicle financing approval despite their challenges. Instalment finance – If you have your deposit ready to go and know how much you can afford every month, backed by proof, you shouldn’t have too many issues getting approval. Balloon payments – This financing option is great for people who don’t have a deposit but can demonstrate that they’ll be able to pay off a large lump sum toward their car at the end of the financing period. Guaranteed Future Value (GFV) – Here, you get to follow the instalment finance model and the dealership will purchase the vehicle back from you at the end of the term. However, GFV comes with some strict conditions, including not exceeding the agreed mileage, damaging or overworking the car and ensuring it is well-maintained. Bring in some reinforcements You can also reach out to others and get a helping hand in getting approved for vehicle financing. If you’re a young, first-time car buyer or need someone to take on the risk, this is a great choice. Ask somebody to co-sign for your vehicle financing. If you miss an instalment or default on your agreement, they become liable for any penalties or consequences. Ask someone to apply for financing on your behalf. They then essentially own the car and pay for it while you get to drive it based on the agreement you have with them. As for a low-interest or interest-free auto loan from family members, friends or even your employer to put towards your deposit. You’d be surprised how much people are willing to help. Approach the experts and get some assistance Of course, you can also ask for assistance. There are many exciting programmes and initiatives empowering people to get behind the wheel of a new or used vehicle. Look for private sponsorships or offers of work with associated benefits like allowances for a vehicle. Ask about deal assistance options that provide the breathing room you need to make buying a new or used car possible. These can include special amounts included in your deal that reduce the impact of weak credit scores or allow you time to earn more to pay for your vehicle. Get approved for car finance today! Don't let bad credit stall your car ownership dreams. With careful planning and exploring various options, you can secure vehicle financing approval and hit the road with confidence, no matter your current credit score situation. Knowing what you need and how to get approved for vehicle finance is only the beginning. Speak to car experts like Auto Pedigree who understand the needs of South Africans when it comes to buying a car. Especially when it comes to figuring out how to pay for it. Car finance makes buying the car you deserve, possible. Auto Pedigree is there to assist with dealership financing when you need it.

A Guide to Renewing Your Car License It’s that time of year again. Your license disc is about to expire (or it has already), and you’re dreading having to renew it, especially because you have no idea where to begin. Some people simply ignore their motor car license renewal responsibilities only to end up paying hefty fees and fines, and even risking having their cars impounded! Renewing your car license is an important part of owning a car and driving on our roads. But the process can get pretty confusing and complex. With new laws governing how and when to get your car license renewed, we’re here to help you out. This guide to renewing your car license will tell you everything you need to know about getting that little disc renewed, including your motor license renewal cost, where you can renew your car license and how to do it in time and the right way. The need for car licenses Car licenses must be renewed every year. You can choose to renew your car license online, or in person. The motor vehicle license allows the authorities to keep track of all vehicles on our roads (including private cars, taxis, busses and trucks) and to enforce any penalties and fines on them. If a car license expires, the vehicle's owner may receive fines, penalties and even more severe punishments for failing to renew it. These licenses help to regulate which cars are on our roads and to ensure all vehicles are legal. They also confirm who the legal owner of the car is, allow authorities to keep a record of their contact details, and to prove that the vehicle has passed the required roadworthy tests. Driver’s vs car license People sometimes get confused between the two types of licenses that all drivers and cars need. There are two types of licenses most drivers and car owners are familiar with in South Africa. The driver’s license and the motor vehicle license. So, what’s the difference, and why do we need them? A driver's license is required for anyone to operate a vehicle on South African roads. This license means that the holder has passed the necessary driver's test and is physically capable of operating a vehicle. It is the card you carry with you whenever you’re driving. Driver's licenses must be renewed every five years and this must be done in person. The car license, also called a motor vehicle license, is a vehicle registration authorising the vehicle itself to be on our roads. It is issued once the owner of the vehicle has registered it and appears as a round disc that must be displayed on the vehicle. Car licenses must be renewed annually and you can renew a car license online or in person. Understanding the car license renewal basics The car license renewal process has undergone some changes over the years. The rules and regulations around these licenses apply to all vehicles and involve some motor license renewal costs in renewing them. The law Car licenses are governed by the National Road Traffic Act. The Act says that all vehicles in South Africa must be registered and licensed and that anyone who fails to correctly do so or who does not renew their car’s license may be subject to penalties. Expiration dates and grace periods Once a vehicle’s license expires, the owner will be entitled to a 21-day grace period. This means that they have 21 days to renew their license after the date on the disc before becoming liable for penalties. Early renewal vs. last-minute renewal vs. late renewal Many drivers choose to renew their licenses before they expire. This is always a good idea as you’ll reduce the risk of the license expiring and may even save on renewal fees. Last-minute renewals are done either just before the license expires or during the 21-day grace period. Renewing early or at the last minute means you will not face the risk of penalties or having to pay extra fees. Late renewals, however, carry additional fees as well as the chance of being fined for driving a car with an expired vehicle license. Fees and costs associated with renewal License renewal fees vary from province to province in South Africa. Different vehicle types, weights and classes are subject to different motor license renewal costs too. Here are some average estimates for license renewal fees per vehicle class for the three big provinces as of mid-2024: Gauteng Small vehicles R408 - R642 Medium Sedans R756 - R1,116 Large bakkies R1,344 - R1,716 Western Cape Small vehicles R372 - R612 Medium Sedans R678 - R1,056 Large bakkies R1,236 - R1,398 KZN Small vehicles R474 - R672 Medium Sedans R810 - R1,134 Large bakkies R1,350 - R1,764 Click here to learn how much you’ll pay for your car license renewal in your province or region. All you need is to know how heavy your car is and where you can renew your car license. You can find this out by looking at your motor vehicle registration certificate or by Googling the specifications of your car’s model online. Late fees and penalties Late fees are calculated at 10% of the annual motor license renewal cost. This is added to the license every month after it expires and can add up, leading to a hefty amount to pay once you choose to renew it. You also stand to lose points on your license for failing to abide by the rules. These points will be deducted according to the proposed license points demerit system, which is due to be introduced soon. you are caught driving a vehicle with a license disc that expired more than 21 days after the date indicated, you may be fined up to R1,000 by traffic enforcement officials. Failing to display a licence disc or, if it is obscured, carries a R500 fine as well. Preparing to renew your car license Every vehicle license renewal follows the same process, irrespective of whether you choose to renew the car license online or in person. But before getting your license renewed, you must ensure: That you are the registered owner of the vehicle or, if not, that you have permission to renew the vehicle’s license on behalf of the owner. Registered owners will have the vehicle's registration certificate in their possession. That your car is roadworthy and allowed to operate on the road. This involves testing the vehicle and receiving a roadworthy certificate, which you must produce to register the vehicle. That any outstanding fines have been paid. You can check if there are any fines linked to the car here. Once you have checked these basics, you can move onto the renewal process. How to renew your car license Curious about where you can renew your car license? You have multiple options to renew your car’s license. This includes renewing it online or in person. You may even pay somebody else to do it for you. Renew car license online You can visit your car license online using the National administration traffic information system (NaTIS) online platform. This is an easy option for people looking to avoid having to visit a motor vehicle licensing department in-person. Here is the process. Visit https://online.natis.gov.za/#/to login or create a profile You will need to enter your name, surname, identity number and address details. Select ‘View Motor Renewals’ Choose the licence disc/car option Review your licence details and pay Your renewal will be processed on the same day, and the disc will be couriered to you directly. There are various other portals and third-party services available, but the NaTIS online platform is the quickest and safest option for motor license renewals. Renewing in person You can also choose to renew your car’s license by visiting a motor vehicle traffic and licensing department or a South African Post Office outlet. (Note – Not all Post Offices offer this service. You can check the ones that do here) You will need the following: Your ID Your current or expired license disc Proof of address A completed Assessment for Renewal of Motor Vehicle Licence (MVL2). You should have received a form via SMS or email to download (forms are no longer sent in the post). If you did not receive a notification for your MVL2 form, you will need to complete a new Application for Licensing of Motor Vehicle form (ALV), which you can find here. The license renewal fees (including any amounts owed for fines and penalties) Tips to stay organised and prepared with your car license Here are some helpful tips and pointers to ensure that you stay on top of your car license renewal and don’t end up receiving fines and penalties. Set annual reminders and calendar alerts to tell you when your license is due to be renewed. Know where you can renew your car license and when. Always update any changes to your address or contact information on the NaTIS database. Keep your records and vehicle documentation in a safe place. Ensure you have enough money available to cover your motor license renewal cost. If you lose the disc or it gets damaged, report it immediately so you can get a new one. Conclusion Always make sure your car’s license is up to date and avoid allowing it to expire. You can renew your car license online or visit a department, shop or outlet that will do it for you. Although your motor license renewal cost can be little expensive, you only need to follow the steps to renew your license once a year and doing so is likely far cheaper than paying hefty fines and penalties. Always display your disc in a visible position on your car and ensure that your particulars are up to date. Remember, car licenses are there to ensure that everybody is driving a roadworthy vehicle and that the authorities can keep track of all the cars on our roads. Keep yours up to date and don’t miss your next car license renewal deadline.

If you’re worried about buying a car from an untrustworthy or illegitimate dealership, you’re not alone. Whether getting ghosted after paying your deposit, finding out the friendly dealer you spoke to is a fraud, or even unintentionally driving off in a stolen vehicle, buying a car can be risky. With so many dealerships around and complex fraud schemes to spot and avoid, figuring out how to know if a dealership is legit will save you time and money - not to mention ensuring you drive off in the car you deserve. In this article, we explore what it takes to know if a car dealership is legit. We’ll discuss how to evaluate a dealership’s credentials, conduct due diligence on the business and what to look out for to avoid losing tens or hundreds of thousands of Rand when buying a car. Introduction Have you ever been scammed or misled when buying something expensive? Millions of people around the world are taken for ‘rides’ every day. From being duped into paying for services or products that don’t exist to realising that the warranty they paid for is worthless or returning to the business to find they’ve suddenly closed shop, illegitimate car dealerships are everywhere. Unfortunately, when it comes to cars, the stakes are much higher. Aside from the huge amounts of money on the table, buying a car can be complex, and many scammers and illegitimate dealers take advantage of this. That’s why knowing who you’re dealing with and whether or are genuinely a trustworthy car dealer is so vital to ensuring a happy car-buying journey backed by automobile sales integrity you can count on. Why dealerships are a better choice With so many illegitimate dealers around, why not choose a different option to buy your car? Because your car-buying journey should start safely Well, purchasing a vehicle from a trustworthy car dealer or recognised marketplace is often seen as a much safer option than buying a car from a private seller or on social media. Check out this post on eight steps to buying a quality used car through a legitimate car sales process before you start searching for your dealer. Going the official route Dealerships are businesses that must be registered, must adhere to rules and regulations, and depend on keeping their reputation intact for their success. Legitimate businesses are easier to find, can be held accountable for their practices and often have the financial resources to correct any mistakes they make. Dealerships are also easier to assess and evaluate than informal sellers, not to mention the automobile sales integrity standard they are required to conform to. But that makes untrustworthy dealers even more dangerous Unfortunately, some people have found ways to take advantage of the fact that dealerships are seen as better options to buy a car. They use this perception to trick car buyers into letting their guard down, misleading them into thinking they are registered, reputable dealers, only to disappoint later. Some of the risks of buying a car from an illegitimate car dealer include: Losing your deposit when you’ve done nothing wrong Purchasing a damaged or low-quality vehicle without knowing its poor condition Experiencing bad service or broken contractual agreements Struggling to get money refunded or reimbursed Not being able to claim your Right to Repair Purchasing a car without following the correct legal processes Not being able to register the vehicle in your name Unknowingly getting involved in a criminal enterprise Understanding the business basics of a legitimate car dealership In order for us to be understand how to know if a dealership is legit, first we need to examine what constitutes a car dealership that you can trust. Here are some of the non-negotiables that apply to legitimate car dealerships (or any legitimate business) that you should cover before evaluating them. Business licensing and registration Every business in South Africa is required to be registered as a commercial entity and to hold relevant licensing, depending on the industry they’re operating in. For vehicle dealerships, they must: Be registered with SARS to hold a tax clearance certificate and be VAT registered if their turnover is over R1 million (which, for car dealerships, is highly likely). Register with the Companies and Intellectual Property Commission (CIPC). Hold a motor vehicle dealer license obtained from the Motor Industry Ombudsman of South Africa (MIOSA). These are essential requirements for any legal car dealership, and if it does not meet these requirements, the dealership is likely illegitimate. You can verify the dealership's legal status, registration and licensing by visiting the Companies and Intellectual Property Commission (CIPC) website. Business reputation and reviews Next, you can move on to a more subjective evaluation of the dealership. This means checking online for customer feedback and reviews. Here, you'll apply your own needs and requirements as an important part of how to know if a dealership is legit enough for you. Check for online reviews and ratings from past customers by typing the name of the business into Google and looking at their business profile and reviews on the right-hand side of the results page. Visit their social media pages, such as Facebook, Instagram, and LinkedIn, to get an idea of how the public perceives them. Take time to read through the comments and look out for if the dealership responds to any complaints. Look for any red flags or consistently negative feedback on sites like Hellopeter and by checking if there are any negative news articles or publications about them. Take your time here - these are important measurements of whether the vehicle dealership is a good option or not. Business size and resources Once you have a view of how people feel about a car dealership, you can get into the more technical analysis. This will allow you to gauge if the dealer has the necessary capabilities, resources and capacities to meet your new or used car buying needs. Look at the number of physical outlets or locations the dealership has. While not all of them may have brick-and-mortar facilities, the ones that do are often the most legitimate. Consider the business’s financial position. Dealerships with good cash flow and access to financial resources are better at handling disputes and offering better deals. You can also check the dealership’s market performance to gauge their automobile sales integrity track record. This involves finding out how many cars they have been able to buy and sell over the years and if their vehicle turnover is increasing or dropping off. Evaluating the dealership's facilities and operations Once you know the business is legally incorporated and have a good idea of who they are and what they can do for you, it’s time to evaluate the individual dealership. During this phase, it’s important to critically analyse the dealership itself and examine whether or not it can deliver to your needs and meet your expectations. Inspect the physical location Visiting the dealership in person is the best way to establish if it is the trustworthy car dealer they claim to be. Assess the overall cleanliness and functionality of the dealership, pay attention to the level of professionalism and courtesy of the staff, and don’t forget to consider where the dealership is located. Examine the vehicle inventory Investigate the size of the dealership’s inventory. Check how many vehicles they have on offer, and how diverse the available selection is. A dealership offering many different makes and models and dozens of cars is likelier to have the vehicle you want. Plus, chances are they are more reputable automative dealers than competitors with fewer vehicles. Ensure the cars on show are in good condition and properly maintained, and check for any discrepancies or potential issues the vehicles may have. Investigate the financing and warranty options Legitimate dealerships boasting high levels of automobile sales integrity often include attractive financing terms and warranties in their offerings. Investigate the dealership's finance conditions and policies in detail and ask the important financing questions that will directly affect you. Verify the availability and coverage of warranties on vehicles and compare these to other offers around the market. Conducting good due diligence Conducting good due diligence means checking out the business’s credentials and performance over the years. It means making sure you don’t miss any red flags and taking your time to decide whether or not the dealership is legitimate enough for YOU. Don’t be afraid to ask dealership representatives the hard questions and spend time evaluating and comparing against other dealerships around you. Many good dealerships combine both physical locations with a strong online presence. Their extensive inventories are listed on their digital marketplaces, allowing buyers to first check out their collection before heading over to an outlet to see the car in person. Auto Pedigree – As legitimate as car dealers get There are many different choices out there when it comes to car dealerships in South Africa and how to know if a dealership is legit. Choosing between the legitimate ones and the not-so-trustworthy options can be tough. Still, if you do your homework and take the time to properly evaluate who they are and what they have to offer you, you should have no problem making the right decision. Auto Pedigree is one of the largest used car dealers in SA, operating for more than 30 years. With 60 branches located across the country, finding a legitimate car dealership near you is easy. Aside from the extensive inventory of quality, low-kilometre used vehicles on offer, Auto Pedigree also provides a wide range of financial services, operates 13 accredited service centres nationwide and delivers exceptional service to thousands of South Africans every year. What more proof do you need? Visit a legitimate Auto Pedigree today and see what a trustworthy car dealer can do for you.

Every month, around 30,000 to 40,000 vehicles are sold in South Africa. Most of these are used cars resold to a third, fourth, or even fifth buyer. But some cars sell better than others. With shifting demand and changing prices playing a big role in which vehicles are hot right now and which ones are struggling to sell, keeping up to date with the best sellers matters. But when looking for budget-friendly, affordable cars - especially those under the R200,00 mark - competition is fierce. Welcome to our Top 5 affordable used cars for sale in South Africa for under R200k – 2024 edition. Most cars in SA go for anywhere from R300,000 to over R500,000. Financing is the only option for most South Africans searching for quality second-hand automobiles, and shifting economic conditions forcing many to look for cheaper choices. Unfortunately, most of us can’t afford these higher prices, with banks and credit institutions reluctant to help finance pricier rides. That’s why we’ve selected our top affordable used cars, all for under R200,000, that make getting behind the wheel of a quality used vehicle possible. We check out 5 of our most popular and most affordable used cars for sale in South Africa, under R200,000, based on our own data. We unpack how popular they are at the moment, the most budget-friendly model options, their typical average price and the choices you have to pick from. Why budget-friendly used cars for sale are so popular With new car prices once again on the rise and increasing demand for vehicles, finding an affordable quality used car is becoming challenging. Even with a growing number of options on the table to shop for pre-owned vehicles – from social media marketplaces to car dealerships and online platforms – hunting down those second-hand automobiles that meet your needs is tricky. Finding a car that checks all the boxes may be easy. But when it comes to finding one that meets your budget, things can get complicated, especially in these tougher economic times. Depending on the make, model, age and condition of the used car, along with your most important factors like fuel efficiency and maintenance costs, knowing which affordable used cars are the top contenders right now is always a good idea. That’s why experienced pros like us at Auto Pedigree, with over 20 years experience in the used car game, are ideal for selecting and listing the most affordable used cars for sale in South Africa. We’ve got the perfect car for every budget. Here are our top 5 picks. Top 5 Budget-Friendly Used Cars for Sale in South Africa (2024): We’ve chosen and listed our top second-hand automobiles for sale in South Africa for under R200,000. While some other car dealerships may charge more for more recent models, we understand that the R200k mark is pretty much the limit for many South Africans. Although we’ve only selected five of our top picks for this list, there are many other budget-friendly pre-owned vehicles available in a similar price range that you’ve probably already heard about. The VW Polo, Suzuki Swift and Dzire are all in a similar price range, though not quite under the R200k mark. You can check them out in our Top 10 Best Used Cars 2023. These vehicles represent great value for money. Their lower price ranges mean securing financing for them is generally easier, maintenance costs are often lower, insurance is cheaper, and, when the time comes to trade in or sell, you won’t have too much trouble finding a buyer. We’ve listed the year, model details, current prices and what we’ve found to be the best features and reasons to buy one of these easy-on-the-pocket rides. Kia Picanto   With news that Kia will no longer be producing the popular Rio anymore, the Picanto has taken its place as the top-selling model of the Korean car manufacturer. As one of SA’s best-performing compact hatches in 2022 and 2023, the Picanto already has a strong presence on South African roads. Year 2022 Model 1.0 Street Price R187,995 Best for Students, 1st-time car owners & young professionals Top features Very low fuel economy (5.0L/100km), loads of features & very popular Packed with features like Bluetooth, electric mirrors and windows, and a built-in alarm/immobilizer, the Picanto Street is fast becoming one of SA’s most popular small used cars for sale. Boasting a great driving experience and comfortable cabin, it’s no wonder more and more young South Africans are hustling to get their hands on one. Find a quality, low-kilometre 2022 Kia Picanto 1.0 Street right here. Suzuki Celerio   The Celerio is an ultra-fuel efficient budget hatch that makes for the perfect 1st-time car for a matriculant or 1st-year university student. It's also ideal for the new professional entering the workplace or any 1st-time car buyer, really. Suzuki’s Celerio is the low-cost version of the ever-popular Swift, delivering comparative value for money and a refined driving experience for a lower price. Year 2022 Model 1.0 GL Price R171,995 Best for Anyone on a tight budget, daily commuters & as a 1st car for your kid Top features Park distance control, easy to drive & low maintenance costs With a 1-litre engine managing an incredible 4.4 litres per 100km fuel economy, this neatly packaged unit is easy on the pocket. It Delivers ample interior space and a comfortable cabin that punches above its low price, too. Used car buyers will be impressed with the Celerio’s hardiness and reliability, giving its Swift, Jimny and Ignis siblings a run for their money. Check out our collection of 2022 1.0 GL Suzuki Celerios by clicking here. Toyota Agya   Toyota’s entry-level Agya represents a fresh push by the Japanese car manufacturing giant into the budget car market. Light on its feet and boasting better-than-expected safety ratings for a car in this segment, the Agya is an excellent buy among many popular pre-owned vehicles if you want to save while still getting bang for your buck. And let’s not forget the full house of features, too. Year 2022 Model 1.0 Automatic Price R186,995 Best for Families, drivers in need of automatic transmission & new car owners Top features One of the lowest prices on the market for an automatic vehicle What really stands out about this offer is the fact that you can enjoy the benefits of an automatic transmission without having to shell out the extra couple of thousand Rand for the advantage of automatic drive. Anyone searching for a sub-R200k ride without having to change gears should look no further than this Toyota compact. Find your 2022 Agya 1.0 Auto here. Renault Kwid We already mentioned the Renault Kwid in our 2023 Top 10 Used Cars report but couldn’t resist adding this model to our top 5 budget-friendly used cars for sale for under R200,000 list. The ever-popular Kwid packs some nice little extras, like attractive seat trim, gorgeous finishes and useful storage nooks that will ensure you won’t want to let it go in future. The crossover may not be a full SUV (even though it looks the part), but its 1-litre engine packs an impressive punch, helping the car live up to its name. Year 2022 Model 1.0 Climber 5-Door Price R169,995 Best for Adventurers, weekend getaways & outdoor enthusiasts Top features Excellent fuel efficiency, high ground clearance & smart tech With its contrasting colour palate and stylish trim, the 2022 Renault Kwid 1.0 Climber 5-Door is hard to miss. Those with an active lifestyle and anyone looking for a good ride to accompany them on weekend getaways will love the roomy 280-liter boot space, high ground clearance and modern features – all for a very, very affordable price. Browse our inventory of 2022 Renault Kwid 1.0 Climber 5-Doors by following this link. Hyundai i10   Our final entry onto the top 5 budget-friendly cars of 2024 for under R200,000 is the impressive i10 Grand Motion. It’s not surprising that we’ve seen so many of these little super-compacts zipping around – they’re one of SA's best-selling affordable cars. With so many flying off the shelf over the past few years, it was only a matter of time before they found their way back onto the market as second-hand automobiles at a price that’d make anyone smile. Year 2022 Model Grand 1.0 Motion Price R188,995 Best for Students, young professionals & families Top features Excellent safety, good power-to-weight ratio & easy to maintain Hyundai’s brilliant i10 is developing a reputation for being able to rack up the kilometres on the odometer without tossing up any trouble at all. In fact, the numbers point to people holding onto these cars for quite a bit longer than average. Since taking over from the successful Atos, the i10 provides an updated features set that keeps pace with the stiff competition around it and keeps pace with its famed big brother - the i20. Get your hands on the 2022 Hyundai Grand i10 1.0 Motion here. Important Considerations When Buying a Used Car While these cars on our top 5 list are outstanding contenders in the budget-friendly, sub-R200k category, every one of these pre-owned vehicles is different. Understanding how to spot second-hand automobiles that have been well taken care of, regularly serviced, and are still in good condition, no matter how popular the model may be, means taking note of some important factors. Always ask for vehicle history reports If a used car doesn’t come with a record of its history, think twice. Vehicle history reports include service histories, a record of any accidents the car was involved in and – at the very least – general information on the previous owner. Most reputable and trustworthy sellers will make sure that their used cars for sale come with these vehicle history reports which will tell you if the car is worth buying or not. Simply ask for the seller to provide them. The car should come with logbooks, service history reports and relevant paperwork. Consider using car dealerships you can trust Whether facing the risk of somebody running off with your deposit or ending up with a rust bucket that falls apart on day one, be smart when choosing who you’re buying your used vehicle from. Making use of private sellers you find on Gumtree or Facebook is very risky, not to mention potentially dangerous. Plus, if something goes wrong, you’ll have a hard time getting your money back. Reputable car dealerships and companies whose business is pre-owned vehicles are a much more reliable bet when looking for a safer, more stable option. Aside from knowing where to return to if you’re not happy with your new ride, car dealerships also offer value-added services and most of them service, repair, and maintain their used cars for sale as a standard policy. Remember. If a deal seems too good to be true, it probably is. Always take a test drive Test-driving a car before buying it is vital to helping you make an informed decision. While a car may look great online, match your needs and offer low mileage, the only way you’ll know for sure if it’s right for you is by getting behind the wheel to take it out for a trial run. If a seller refuses or is reluctant to let you test drive the wheels, ask them why. Test drives will tell you if there is anything wrong with the car. The drive may feel strange, or a weird sound may let you know that not everything is as it seems. Test drives also allow you to try out the car’s performance, check out its features and see if you’re comfortable driving it. Don’t skip the test drive. You can book them directly through most car dealerships. Finding your ‘Top 5 Car’ There are hundreds of different car makes, models and options out there. Having so much to choose from is great, but it can also make it tough to pick the right set of wheels for you. Every year, new models are released by manufacturers, older models get put up for sale, and your options increase. So, don’t just settle for any old ride – pick one you know will deliver on expectations and make you happy. Used car specialists like Auto Pedigree understand that affordability matters, but so does quality. That's why we're here to help you save on your used car purchase. We've even got amazing deal assistance programs to help you make it all possible. In the ever more competitive South African second-hand automobile market, knowing who to turn to in your search for quality pre-owned vehicles that are genuinely affordable means understanding who you can count on – and who you can’t. Browse the extensive selection of Auto Pedigree's used cars for sale, ranging from fuel-efficient hatchbacks to spacious sedans, all meticulously inspected and ready to hit the road. Their friendly sales team is here to answer your questions and guide you through the buying process. Schedule a test drive today and find your perfect car! Contact Autopedigree.co.za now!  

Test driving a car is an important part of deciding if you want to buy it or not. By taking a car out for a spin, you’ll get to know your prospective ride, get a sense of how it handles and have the opportunity to see how you feel behind the wheel. We look at what you need to do to get the most out of your test drive, including the test drive tips that work.  Taking a vehicle for a test drive provides a brief but important opportunity for car buyers to, conduct a full car assessment. From gearing up for the drive itself to getting the most mileage out of the session and parking that all-important informed final decision, the vehicle test drive is a limited-time chance to make a call on your next set of wheels.  Introduction With so many different car options on the table and a wide range of used and new cars available for car buyers in South Africa, test-driving a vehicle – especially a used vehicle – is a no-brainer. Whether you’re deciding between the final two hot hatch contenders or are still trying to see if you can even drive that double cab bakkie, the test drive will answer questions your dealership, the ad’s specs, and YouTube reviews just won't.  Besides, test drives can be fun. You get to put the car through its paces, getting a feel for the wheels while thoroughly evaluating what could likely become your next vehicle. Test drives can be set up with the dealership quickly and easily. All you need is a time, a date and a valid driver’s license.  Planning your test drive for success Unless you have time to take multiple cars out for a bunch of spins over a couple of weeks, you’ll need to plan ahead to get the most out of your vehicle test drive. This means doing your homework beforehand and knowing what to look out for once you’re behind the wheel.  Do your research Before even heading over to the dealership, you’ll need to know which car you’re looking to buy. If you’re searching for a large family-friendly SUV that can hold the kids and all their stuff, test-driving a small hatchback won't be all that helpful. Likewise, if you’re on the hunt for a high-performance luxury sedan, you'll avoid testing out bakkies and minivans.  Conduct due diligence before the actual car assessment. Review the car’s features, check its specs, and browse through some online car reviews before making your booking. Know what you’re there for Are you trying to see if the car is in good shape, how it handles, or if you’re comfortable in it? Or all of the above? Understanding why you’re testing the car out will help you focus on the important things once you’re behind the wheel.  Make a list of the most important vehicle factors to you and check them off while you’re on the vehicle test drive. Use this checklist to get started.  Schedule your test drive Once you’ve picked the car you want to evaluate, researched it and are ready to go, it’s time to schedule your test drive. You can do this by contacting the dealership directly or booking using the online feature.  Think about scheduling your test drive during off-peak traffic times to allow you to focus on the car better and ask about where you’ll be driving it. Find out if you need any insurance cover, and remember to bring your driver’s license along with you. Mastering the test drive experience Once you’ve lined up your test drive, it’s important to optimise the time you have with the car. By mastering your test drive experience, you’ll get to take care of all the essentials while enjoying an informative, relaxing experience.  Follow these steps to ensure you get the most out of your test-driving experience. First impressions matter The test drive begins once you arrive at the dealership, not when you get behind the wheel. Pay attention to the exterior of the car. Observe its overall condition and note what appeals to you most. Do you like the colour? Is the vehicle what you expected? Does it look like it’s been taken care of? Mention any noticed scratches, damage, leaks or marks on the car to the dealer to ensure they know that you’ve spotted them.  Once you’re inside the car, think about how you feel. Are you comfortable? Is the cabin roomy enough for you? Are the seats in good shape? How’s the smell? Remember that you might be spending a lot of time in the car, so don’t be hasty here.  Getting behind the wheel Once you’re ready to head off on your vehicle test drive, get comfortable and secure behind the wheel. Check the seatbelt, adjust the seat, mirrors and steering wheel and familiarise yourself with the layout of the controls. Make sure that you’re comfortable and able to drive the car well. After all, you don’t want to put yourself or your passenger at risk on this test drive.  Assess the key areas Next, you’ll want to focus your car assessment the most important areas of the vehicle. As you start the car, listen and feel. Note how long the engine takes to start, feel if there are any suspicious vibrations on the pedals, gearstick or steering wheel, and keep your eyes peeled for any warning lights on the dash.  Run through the features and highlights of the car that you put on your ‘vehicle factors’ list and make notes of anything unexpected or surprising. Test out the aircon, browse the infotainment system, and inspect storage spaces. Note and evaluate legroom, headroom, and overall comfort for all passengers. Checking out performance and handling Time to head on out. But before you do, discuss with the dealer or seller the route you'll be taking. Try to find ways to test out different driving scenarios involving both city streets and the highway, hills and turns, and somewhere you can really get the revs up. Then, once you’re on the road, test acceleration and braking, cornering and general handling by asking the car to do a little extra (but not too much) work. Always be safe and alert your passengers if you’re going to be accelerating quickly or braking harder than usual. Pay attention to noise inside the cabin. Note any unusual automative sounds and check for overall drive smoothness. Look at how well the transmission responds and make sure all of the car’s critical systems are working properly.  “Feeling” the drive As you return to the dealership and after evaluating the car’s performance, shift your attention to the drive “feeling”. This means relaxing a little and assessing how the car makes you feel. Are you enjoying driving it? Do you like the car's character, and does being behind the wheel make you feel confident and happy?  This is an important aspect of the vehicle test drive. Many people end up focusing only on the technical aspects of the car, ignoring what it’ll be like actually driving it for months or years ahead.  Don't be afraid to ask questions Before, during and after the test drive, don’t hesitate to ask the salesperson detailed questions about the car. This includes querying the car’s history, maintenance records, and warranty coverage. Not only will this tell you if the dealer knows enough about the car to sell it to you, but it will also provide you with critical decision-making information.  Remember, buying a used car is a big commitment, and the more you know about your potential purchase, the more informed decision you’ll be able to make.  Beyond the test drive: Making an informed decision Once you've wrapped up the test drive and have all the information you need from this trial run, it's time to make a decision. Here are some important pointers that will help you make the right choice based on the insight you've gathered as a car buyer.  Take notes – Making notes about your car assessment will help you to remember all the finer details you might forget. When the time comes to make a final call, you can go back to your notes for more information.  Don’t just do one test drive - Test-driving more than one vehicle will help you decide if the one you’re most interested in is really worth it or not. Multiple test drives of different vehicles will allow you to compare different makes and models.  Trust your instincts – If it just doesn’t feel right, walk away. Chances are that your gut is telling you something is wrong with the car or that this isn’t the one for you.  Don’t be afraid to come back – You can always ask the dealership for a second spin. Depending on their policy, you may have multiple test drives to make 100% sure you want to buy the car. Just don’t wait too long! Don't feel pressured to buy – Take your sweet time. This is a big decision. Also, don’t let the salesperson or car dealer pressure you into buying. A good seller will always allow you the time and space you need to make your choice.  Be safe – Finally, be careful. Driving a car you’re unfamiliar with can be risky. Buckle up, only take a test drive if you know how to drive and only get into the car with a certified dealer or seller.  Test driving your way to a new car! Test driving is a critical part of your car-buying journey. Getting behind the wheel of a potential new car empowers you to evaluate and examine things for yourself instead of relying on information provided by other automative-related parties.  Mastering your test drive lets you, as a car buyer, answer all the questions you have, and with good preparation, you won’t leave anything out. This will aid you in making an informed decision while helping you avoid any dodgy deals or low-quality used cars.  At Auto Pedigree, we encourage all our car buyers to test drive our cars before making a commitment, Schedule your test drive today! Book through your local dealership and get behind the wheel of the car of your dreams.   

Finding a used car that suits your unique needs can be challenging. From deciding on the right model, the right price and the right mileage to knowing where to look, which tools to use in your search and what to do once you’ve found the ride of your dreams, understanding the South African used car market depends on knowing how to navigate it. This guide to finding used cars for sale in South Africa will give you the essential tips you need, without compromising on your requirements and budget. We’ll look at how the South African used cars market works and explore the tricks and techniques used by reputable pre-owned car dealers to help you get your search started. The adventure begins: Finding your new used car Nothing beats the feeling of getting behind the wheel of a new car. Whether brand new, or pre-owned, driving away in a car you can call your own is special. But figuring out how to nail down that perfect set of wheels isn’t easy. With so many options on the table and an ever-expanding South African used car market, knowing where to look means knowing how everything works. Buying a new car is a big step. Cars aren’t cheap, and purchasing the wrong one can leave you out of pocket, unmotivated and without a ride. Aside from all the shady characters out there trying to convince you to buy a badly-maintained rust bucket, getting your search wrong from the get-go can cause big problems down the road. To avoid this, there are some important steps to follow and things to look out for in your hunt for your next vehicle. New cars are easy. They’ve never been driven or owned by anyone else, and their manufacturers usually provide all the important information and details you need to make an informed decision. But they’re also very expensive and often priced to take advantage of people with enough money to splurge on a shiny new ride. Used cars often offer much better value for money, and if you’re smart enough to buy through reputable pre-owned car dealers, you’ll likely end up smiling all the way back home to your garage. So, let’s get into how to find used cars for sale in South Africa. Figuring out your (and your car’s) needs Buying anything, whether it be a loaf of bread or a house, should always be driven by a need or a desire - or a combination of both. But before you head on out and buy a car just because you want one, you’ll need to answer a few questions first. Why you need a car in the first place? Ask yourself: Why do you need this car? Once you’ve got a good answer that you can justify for going out to buy a new car, keep it close to your process. If you find yourself searching for cars for reasons outside of your initial motivations, reassess or come back to your ‘used car truth’.  Here are some common reasons motivating people to buy a new used car: To use in your job and to make money. To commute to work every day To transport kids to school and other activities For going out or shopping To travel around the country To boost your status To feel good about having something to love Remember to keep your “needs” separate from your “wants”. We all need a dependable, quality car to get us from point A to B, but we all want to drive there in a sports car. See the difference? What is your used car budget? Too many people end up setting a budget they can’t afford, or allowing one that’s too small put them off their used car search. Determining your budget can be tricky, but it is essential to getting your search right. A well-thought-out budget will protect you from overspending on a car and allow you to narrow your search. Here are some of your budget elements to think about, especially for the South African used cars market: Available deposit amount  Cost of interest and insurance Overall price of a new used car  Total ownership costs, like maintenance, repairs, etc. Cost of petrol Tax  Establishing a budget is an essential first step in your used cars for sale search. This car budgeting tool will help you get started. What are your lifestyle factors? Lifestyle factors will determine the car you need. These elements differ from person to person, but understanding them will help you land on the right car - one you won’t regret buying down the road. These lifestyle factors are important to most people looking to buy a new used car: Daily commute needs Your family size Cargo space requirements Fuel efficiency considerations Safety features and technology Desired car type based on activities Make a list of your own lifestyle factors and use them to narrow down your car options. Don’t’ be afraid to update them if your lifestyle changes either. What is your situation?  Whether your financial situation isn’t as stable as you’d like or you simply don’t have money enough to take the plunge, there is help out there. Take a look at some of these really helpful deal assistance options that make getting into a used car possible. Here are some examples of financial situations that may get in the way of finding oyur new used car:  No deposit  Shortfall between your trade-in settlement value and the price of the used car you want  Difficulties paying your initial instalments  Not enough cash to cover other expenses and a new used car  Bad credit rating While all of these situations can be tough, none of them means you can’t buy a new used car. With a little expert advice, some discipline and assistance from reputable pre-owned car dealers or a dependable credit facility, anything is possible! Exploring the South African used car market The South African used cars market has exploded in recent years. With the rise in dependable car dealers alongside an increasing number of online used car platforms, access to the market is literally at your fingertips. Private sellers  The most common place to find used cars for sale in South Africa is through the private seller. This may be someone looking to sell their car themselves or people who operate as an informal business by acting as ‘middlemen’ between a seller and a buyer. Who are they? Almost all private sellers are amateurs who usually don’t fully understand the selling process or what the law says about selling cars privately. This means that you may unintentionally end up liable in a criminal situation and, without a legitimate returns or refund policy in place, will likely not be able to get your money back if something goes wrong. Advantages & risks - While many private sellers are legitimately looking to sell vehicles, many people take advantage of others’ desperation or goodwill. Buying a car from a private seller carries many risks, including not knowing if they’re being completely honest about the car’s condition, whether it’s been in any accidents, if you’re safe while buying it or even if the car really belongs to them in the first place. How to find them - Most private sellers advertise cars for sale on social media sites like Facebook or in classified ads. Be careful and always double-check the credentials of a private seller before meeting up with them. Reputable pre-owned car dealers  Car dealers are usually your best bet when starting out in the hunt for a quality used car. They are legitimate businesses offering helpful advice, quality services and value for money. There are many good reasons to buy from a dealership.  Who are they? Big used car dealerships with multiple outlets usually indicate that they have generated a large customer base and have no problem convincing people to transact with them. Their physical presence, along with financial firepower, means that they are often able to offer the best value for money with top sales service and customer support. There is also strong competition among used car dealerships, with many companies and brands competing for their share of the market by offering lower prices, specials and additional service offerings along with great deal assistance programs.  Advantages & risks - These reputable pre-owned car dealers usually also have an extensive inventory of vehicles to choose from, allowing you to browse and compare many more options than other used car sellers. Plus, most dealerships follow strict guidelines when it comes to the histories (especially around service records and accidents) and general conditions of the used cars they sell. How to find them - You can research these used car dealerships and zero in on the best ones by looking at their online customer reviews, checking for accreditation and exploring their warranty and guarantee offers. Online used car platforms Online used car platforms are an increasingly popular option for many South Africans looking to find quality second-hand automobiles. Who are they? Think of these online platforms as used car dealerships who have taken their showrooms online. These platforms list their cars in digital showrooms, listing all of the important information you need to make a decision and even allowing you to talk to a consultant directly. Advantages & risks – Searching for a car at the click of a button is easy. Most of these platforms allow you to filter your car search by different metrics, like mileage, vehicle type and manufacturing year. You can even combine different filters to customise your search better. However, with such easy market access, there is always a risk of the car you want selling before you can pay over a deposit, and, in some cases, you can’t physically see the car before buying it. How to find them – A quick Google search will provide you with a list of the top online used car platforms in South Africa. Some reputable pre-owned car dealers have both brick and mortar locations and a powerful online presence. Feel free to experiment with different options to see which ones suit your taste, which offer the most extensive inventories and who offers the most value. The art of the search Searching for the right used cars for sale is tougher than it sounds. Even with the myriad tools and resources at our disposal, finding the car that ticks all the boxes can be challenging. Here are some pointers to help you get your search up and running. Advanced search strategies There is more than one approach you can take to your search. Whether you’re looking to find a car fast, are on the hunt for a very specific ride or are simply trying to find the most affordable options out there, putting together an advanced search strategy is the best way to go. Don’t ignore the advanced search metrics or options. They’re there to help you refine your search, make things easier and narrow down your choices. We’ve picked some of the most popular search metrics that almost all South African used cars should come with: Mileage – How many kilometres the car has driven in its life. Year – Which year the car was built. This can tell you how hard the car has been worked (by dividing mileage by how many years the car has been around). Vehicle service history – A record of all services completed on the car. One service per year or every 15,000km to 20,000km is an acceptable number. Vehicle type – SUV, sedan, hatch, 4x4, or compact are the popular vehicle types you can use to massively narrow your search.  Features – Usually used later on to really refine your search, features can be included or omitted by choosing between things like aircon, sunroof, leather seats, electric mirrors, rims, and Bluetooth. Red flags to watch out for  While developing your cars for sale search strategy, there are some important warning signs to be aware of. These can derail your search for a used can and, if ignored, can leave you badly out of pocket and with a low-quality used car. Unrealistic pricing compared to market value – This can go either way. A car that is much more expensive than the average used car of the same make, model and mileage is likely overpriced. And one that is dirt cheap isn't always a good sign. Shop around first to make sure you’re in the right price range. Bad seller reputation – If a seller, dealer or entity has a dodgy track record or is known for being untrustworthy, walk away. No amount of convincing or special deals will turn this into a good situation. Do your research. Vague or missing information in car descriptions – If the dealer or seller leaves things out like service history information, mileage or other important vehicle details, be careful. This means that the seller hasn’t reviewed the car properly, or they don’t really have a car to sell. Ask for more information, or take your search elsewhere. Taking the next step Once you’ve found the used car you want to buy and completed your search, it’s time to take the next step. Contacting reputable pre-owned car dealers Speak directly to the dealer and let them know you’re interested in making a purchase. Remember to ask them detailed questions about the car, and don’t be afraid to be as thorough as you can be. Get a name and contact details so you can stay in touch. Scheduling test drives You’ll also want to schedule a test drive before making any payments or commitments. This test drive allows you to inspect the vehicle and take it out for a spin to get a feel for it. During your test drive, check for vehicle functionality, assess how it handles on the road, test all of the features and take a moment to see if you feel comfortable in the car. Vehicle history checks  Another important step before buying a used car is to verify the car's service history and to check if there are any accident reports associated with the car. Used car dealerships and sellers are usually required to disclose this information to you before you make a purchase. There are a number of reputable companies offering vehicle history checks in South Africa who can do these for you. Financing  Establish how you’re going to pay for the car. Most dealers require an upfront deposit to secure the vehicle and most buyers can’t afford the full cash amount for the car. This means approaching a bank or vehicle financing institution to assist you in financing the car. Ask about deal assistance  Some reputable pre-owned car dealers make it easier to afford your car by offering deal assistance. These offers allow you to secure your vehicle quicker and more affordably. They do this by providing cash amounts based on your profile that can cover your deposit, take care of initial instalments, cover a shortfall between a vehicle trade-in amount and the used car’s value and even provide cash to pay off other things, freeing you up to afford a car. Finding your used car for sale in SA  Ready to hit the road in your dream car? Auto Pedigree, with used car dealership locations across South Africa and a strong online presence, offers a wide selection of high-quality, pre-owned South African used cars. Our cars for sale undergo a rigorous 116-point quality assurance check, ensuring peace of mind for every driver. Visit our website or any of our dealerships to browse our extensive inventory and find your perfect match today!      

Like most industries, many areas of the motor vehicle sector in South Africa require participants to be accredited and approved. This ensures, as much as possible, that people aren’t cutting corners, risking the industry’s reputation, customer safety and undermining the integrity of the industry at large. SA’s retail motor industry requires retailers and service providers to subscribe to the standards and guidelines of two important industry bodies - The Retail Motor Industry Organisation (RMI) and the Motor Industry Workshop Association (MIWA). This article explores these two entities, looking at why they exist, the role they play in assisting everybody involved in the retail motor industry, and how to check if a company, service provider, car dealership or seller is registered and approved. Introduction Nothing beats the peace of mind of knowing that one of your most important assets is well taken care of. Whether it’s buying your car from someone whose brand depends on not letting you down or getting it serviced at a service centre that employs qualified professionals and uses state-of-the-art equipment, knowing you’re making use of accredited, approved suppliers and entities holding retail motor industry registration is important. Regulating the motoring game Imagine if the vehicle safety industry wasn’t regulated. What if tyre manufacturers weren’t controlled, allowing faulty or unsafe tyres to make it to the market? Or if the companies making seatbelts and airbags were allowed to cut corners to save on costs? Many more people would end up badly injured or worse on the roads.  The same goes for the retail motor industry. By ensuring that businesses and dealerships selling pre-owned vehicles are honest with their customers and don’t sell unroadworthy cars to unsuspecting clients, the public can rest assured that they’re not being taken advantage of.  The vehicle servicing and vehicle maintenance sector is no different. There has to be a way to ensure that cars in need of a checkup or replacement parts are correctly maintained and fitted properly with the right components by trained professionals at service centres and approved workshops using suitable equipment. This allows us to ensure that used cars and serviced vehicles are safe and roadworthy, and that the industry isn’t being ruined by untrustworthy sellers. Why accreditation is important in South Africa Gaining retail motor industry registration from industry bodies means that a company or business is committed to maintaining a certain standard in its operations. These levels of service are outlined in various associations' guidelines, and, if someone fails to comply with them, they may lose their accreditation. But with so many different bodies, agencies and organisations offering to rubber stamp companies, knowing which approvals are worthy of your time and money can be tough. How approvals in SA’s retail motor industry work Think of motor vehicle industry approvals and accreditations as liquor licences for bars, qualifications for real estate agents, or operating licenses for banks. All of these industries require some degree of regulation and control to ensure that the people operating in these important fields are able to demonstrate they can do so honestly and correctly by following good practice guidelines and legal procedures. Approvals keeping the consumer safe In the motoring industry, approvals prevent people from selling stolen cars, using fake or unreliable parts in repairs and stealing from their clients. By requiring car dealerships and service centres to be approved and RMI-accredited, the industry can regulate who operates in it while keeping an eye on members, ensuring that they are sticking to the prescribed service standards and rules. This allows customers to know who has been evaluated and approved. Who decides who gets approved? While government is usually mandated to oversee and regulate approval activities, in South Africa, many private bodies have been set up to take care of it. These organisations, associations, federations, institutions and groups are allowed to set up membership schemes where related entities can apply to join them. If the body finds that an industry-related business or organisation meets their standards and qualifies for membership based on its criteria, it will allow them to join the body and indicate to the market that they are indeed certified. What approval means for businesses Many businesses will struggle to operate in South Africa if they haven’t been MIWA or RMI accredited. This is usually due to them being unable or unwilling to demonstrate that they are legitimately capable of delivering a service or product that meets the minimum standards requirements. If a business isn’t approved, they’ll struggle to attract customers, and many suppliers or vendors won’t transact with them. And this can make operating in the South African used car and service centre sectors very difficult. What approval means for consumers  You wouldn’t approach a lawyer who doesn’t have a law degree. You probably wouldn’t want to save money with a bank that doesn’t have the necessary approval to operate. And most people would avoid eating at a restaurant that hasn’t passed its health inspection. So why would anyone buy a used car from an unapproved car dealership or get it serviced at a mechanic or workshop that can’t lock down accreditation? Your car is an important asset. Aside from it being an expensive item, your life and safety are also dependent on your car working correctly. So how can you know if the businesses selling you a car or doing the vehicle servicing can be trusted? This is why regulatory bodies exist. They have already investigated and confirmed that your chosen dealer approved workshop is legitimately capable of delivering a service that meets basic retail motor industry standards, so you don't have to. The Retail Motor Industry Organisation (RMI)  First up, we look at one of SA’s most important approval bodies – the Retail Motor Industry Organisation, or RMI. This body was established to bring different motor vehicle associations together, aligning many areas in their policies, like labour practices and, more importantly, their commitment to their consumers. The RMI requires members to sign a code of conduct before joining and securing retail motor industry registration. What is the RMI? The Retail Motor Industry Organisation is an umbrella organisation comprising various associations. The RMI works to approve and provide accreditation to motor vehicle retailers who operate in the South African automotive aftermarket. Its key role focuses on guiding and enabling its members to provide superior service to their customers.  The RMI comprises eight associations: MIWA (Motor Industry Workshop Association). We discuss MIWA a little later. TEPA (Tyre, Equipment, Parts Association) SAPRA (South African Petroleum Retailers’ Association) NADA (National Automobile Dealers’ Association) VTA (Vehicle Testing Association) SAMBRA (SA Motor Body Repairers Association) ARA (Automotive Remanufacturers’ Association) SAVABA (South African Vehicle and Bodybuilders’ Association) These associations are all connected through the RMI, collaborating with each other and fostering healthy inter-business trading. Essentially, the RMI allows different players across the South African motoring industry to recognise who is legitimate and RMI-accredited.  The RMI represents the interests of both the industry and consumers. The organisation oversees the enforcement of various legislative requirements, including labour conditions, consumer protection, industry standards and employment equity. The RMI also provides industrial relations services to members as well as legal assistance and training. Who must register with RMI? The RMI currently has about 7,500 members, making it the leading organisation in the South African retail motor industry for promoting improved trading conditions in the marketplace and as the go-to for anyone searching for accredited businesses. Any car dealership, retailer, workshop, service centre, automotive parts supplier, petrol station, tester, manufacturer, or fitment centre who wishes gain retail motor industry registration and, in turn, be considered as a legitimate, accredited motor industry business must meet the RMI's requirements. Benefits of RMI Accreditation Receiving RMI accreditation provides important benefits for both the business and the customer. Businesses holding RMI accreditation stand to benefit by being listed as approved organisations. This means that anyone searching for a recognised, approved retail motor industry player will be able to find them on RMI listings and can rest assured that any referrals can be trusted. Many insurers will also not include businesses that do not have RMI accreditation on their preferred or authorised supplier lists. What RMI accreditation means for you  When you take your car to an RMI-accredited dealer or service centre, you are taking it to a business that has agreed to the RMI Consumer Code of Conduct. This code of conduct confirms that the accredited member has undertaken to sell their products or services at a fair and reasonable price and that they will not sell you faulty parts, deliver substandard service or backtrack on agreed warranties and guarantees. Failing to do so may result in them losing their accreditation.  Consumers can also lodge complaints directly to the RMI or pursue recourse through the organisation if the believe the provider is being unfair or dishonest. Motor Industry Workshop Association (MIWA)    Next, we look at one of the RMI’s most important associations - the Motor Industry Workshop Association, or ‘MIWA’ for short. MIWA is also the biggest association in the RMI, with nearly one-third of all RMI-accredited members also holding MIWA accreditation. What is MIWA? MIWA is an independent association affiliated with the RMI that represents motor workshops in South Africa. These include businesses who do general vehicle servicing and repairs, workshops specialising in vehicle electrical or air-conditioning systems, and service centres. MIWA represents more than 2,500 of these approved workshops, including almost all of the top service centres in South Africa. The role of MIWA MIWA provides a platform that allows members to keep up to date with changing technologies, techniques and regulations. By encouraging and enabling members to trade with one another, MIWA actively fosters inter-association collaboration, boosting the broader retail motor industry and strengthening its capacity to cooperate. Who can register for MIWA? Any vehicle repair shops, service or fitment-related workshop is entitled to register with MIWA so long as they agree to subscribe to the association’s policies and service standards. These entities include: General repair workshops Auto electrical workshops Vehicle air conditioning workshops and installers Anyone installing vehicle accessories Transmission and driveline workshops Fitment centres Service centres MIWA and the Right to Repair and what it means for you In case you haven’t heard about this important concept, the Right to Repair entitles you to choose who and where you can take your car to get repaired. This means that you are permitted to take your car to vehicle repair shops, service centres or fitment centres of your choice, without the risk of losing your manufacturer warranty. This prevents insurers or retailers from forcing you to pay exorbitant prices or from having to take it to one of their own approved workshops. Of course, this only applies to entities that can be reasonably seen as legitimate service providers. And the best way to determine this is by indicating they hold retail motor industry registration.  You can read more about Right to Repair here. How to check if your providers are approved You can check both the RMI and MIWA websites to see if your local car dealership, workshop or service centre holds either retail motor industry registration or MIWA accreditation – or both. You can use the links below:  RMI-accredited members database – click here.  MIWA-accredited members database – click here. Look out for the RMI and MIWA logos on websites or on-site at the dealership or workshop. Approvals and accreditation for peace of mind The next time you take your car to your local service centre or workshop, ask them if they are MIWA or RMI-accredited. Some providers may be accredited elsewhere. While not holding retail motor industry accreditation doesn’t necessarily mean they aren’t legitimate options, you can always ask them why they aren’t approved.  All thirteen of Auto Pedigree’s nationwide service centres hold RMI and MIWA accreditation. So you can rest assured that when you bring your car into one of our service centres, you’ll be getting accredited service in line with the best industry standards.  

Why Getting Your Car Serviced Is So Important Have you ever wondered what happens to your car when it goes in for a service? Depending on who is servicing your vehicle and whether it is receiving a major or minor service, there are quite literally hundreds of checks, tests, cleans and calibrations that need to happen. Some parts get replaced, others are given a quick buff and put back, and some components need to get repaired. But most of us don’t realise just how important a good servicing is for our cars or why we even need them at all. Getting your car serviced essential ingredient to keeping your wheels in good working order. Besides ensuring that all the important bits are functioning properly, services are where technicians also inspect your car for any problems or issues that could cause damage over the long term, affecting the value of your ride. We look at why getting your car serviced is so important and why choosing the right servicing option matters. Car services 101 Think of taking your car to a service centre as taking your child to the doctor or pet to the vet for a checkup. There doesn’t necessarily need to be anything wrong with your kid or pup, but by allowing a professional to look at how they’re doing, you’ll be able to stay on top of their overall health. Car services are the same. Most people know very little about the inner workings of their cars and usually have no idea when a problem is brewing under the hood. Servicing your car lets these ‘doctors’ check up on your vehicle’s overall condition and test for any potential problems that may not be affecting it now but could cause big issues down the road. Minor vs Major or ‘Full’ Services When we visit the doctor, we have choices. We could opt for the monthly checkup, which looks at the basic vitals like blood pressure, temperature and heart rate. Or we could ask for the full battery of tests – blood sugar, ECG, X-rays, eye tests etc. – on top of the basic checkup. The difference between a minor and a major service is much the same as the difference between those quick monthly or more comprehensive annual visits to the doctor, except we use kilometres to choose which ones to go for rather than time. While one vehicle service cost may be more than the other, it’s worth it. Minor car services – are focused on checking all the essentials like the vehicle’s electronic system, fluid levels, fan belt and brakes. Technicians will also give your car the once over for any leaks, wear and tear or damage. Most minor services also include filter changes and cleaning out any areas collecting dirt and grime. Major car services – involve a far more comprehensive inspection and review of your car before technicians get to work, taking things apart and replacing many of the parts and components that need to be swapped out. Spark plugs, all filters, brake fluid, transmission oils and coolant are replaced and refilled. Some major services also include a full oil change for your car. Timings are corrected, things are regreased, and any issues are carefully recorded. How often your car needs a service Minor services are usually recommended for every 10,000 to 15,000km covered by your car. Major services should happen every third visit or so, usually every 30,000 to 45,000km covered by your car. Many service plans stipulate that your car receives a service at least once a year or whenever you reach those distance milestones – whichever comes first. Rather be safe than sorry However, there is nothing stopping you from servicing your car as often as you want, especially before a big road trip or if you feel like your vehicle is struggling a little. While taking your car in for a service every time you hear a strange sound or you think the handling feels different can get expensive, being responsible and going for a regular vehicle servicing at least once a year will save you a lot of money in the long run. Cost of a car service The price of getting your car serviced can vary significantly. Smaller, budget cars and older models don’t always require as much time and effort to service as some of the bigger, more expensive vehicles out there. A minor vehicle service cost is usually cheaper than major ones, and some vehicle services charge different rates and prices for labour and parts. But most service centres charge reasonable fixed rates for getting your car serviced, and some offer attractive specials and promotions. Some providers allow you to purchase a basic service and then add on servicing extras like oil changes and aircon services for an extra fee, allowing you to pick and choose what work you want to be done. Service plans Vehicle service and maintenance plans are like prepaid products that you can bundle into your car financing, saving you from having to come up with cash for servicing your car whenever the time comes. They usually include a fixed number of services over a pre-determined distance and time period. Service plans (and more comprehensive maintenance plans) are great for people looking to make sure they have their car service needs covered without having to worry about forking out cash. These innovative plans are excellent for reducing your vehicle service cost. Why car services are so important Vehicle services increase your car’s resale value If you want to get the most money possible when selling your car one day, providing a full service history, that shows your ride has been checked and maintained properly for each year you had it, is one of the best ways to do that. Services keep you safer on the road Car service technicians are trained to look for and identify the problems that can compromise your car’s safety. Anything from faulty brakes to worn bearings, damaged rims and broken seatbelts will be identified and reported by the technician so that they can be replaced. Services help spot issues before they become major problems A minor issue today can easily become a serious problem 10,000km from now. Getting your car serviced will allow technicians to spot issues that aren’t problems yet and then let you know about them. You then get to decide whether you want the affected part replaced or if you’d prefer to risk carrying on with it. Car services save you money in the long run If you continue driving your car past its recommended service interval, you risk causing serious damage that insurance is likely not to cover, and that will probably result in a much bigger vehicle service cost later on. By paying for regular services, you will only need to replace far more affordable smaller parts instead of the expensive bigger ones they could damage. Services improve vehicle performance Clean oil, fuel, and air filters, as well as functioning small parts, mean that your car can perform to its full potential. Servicing your car optimises your car’s efficiency and improve performance by helping things to run smoothly, saving on fuel, and assisting your tyres to work better on the road. Vehicle services keep warranties and insurance policies in good order Missed services could lead to manufacturer warranties being voided and your insurance providers refusing to pay out a claim. If you’re involved in an accident as a result of a component breaking that would have been replaced during a service, your insurer could refuse to compensate you. If something covered by a warranty on your car fails because a part meant to be checked during a service broke and damaged, you could have to pay out of pocket. A good servicing gives you peace of mind Ultimately, getting your car serviced will give you the peace of mind to drive it with confidence, without worrying that it might break down or compromise your safety. If something goes wrong after you get your car serviced, you know exactly where to go. Nothing beats enjoying a smooth ride that’s running at optimal efficiency. Conclusion – Finding an authorised service centre near you So what are you waiting for? Servicing your car is a must. Get your car serviced and enjoy the peace of mind, performance improvements and improved vehicle value that comes with ensuring your car has been given the care and attention it deserves. Pay a visit to any one of our nationwide service centres and enjoy the specials on offer, a minor or major service and the comprehensive feedback you’ll get from our technicians.

The first thing most people think about once they’ve found the car they want to buy is how they’re going to pay for it. Unless you’re paying in cash upfront and in full for your new ride, financing your car is the only option. And that means making a first payment, and a big one – the deposit. Think of a car deposit - also called a 'down payment' - as the same as slapping a big “sold” sign on the windscreen of your new car. It’s a way of reserving your vehicle by paying a lump sum upfront to ensure nobody else sneaks in while you sort out your financing. But car deposits, especially for used vehicles, are very handy for helping you to manage your financing, ease the burden and save in the long term. This article explores how to get a car deposit together and how you can make them work for you. While getting a big sum of money together can be tricky, what you do with it afterwards can make all the difference in how much value you can get out of your car financing journey. What is a deposit?  A vehicle deposit, or a vehicle down payment, is an initial amount that you pay towards your car. While those paying cash for a car don’t need them (since they already have all the money they require to buy it), people who are financing their vehicle will need to pay a deposit to secure it. How much is it? A deposit is calculated based on a percentage of the vehicle’s total cost. It is paid at the moment of purchase, and the amount is variable. Some dealers will ask for a 10% deposit on the vehicle's value, while others may insist on a 20% or even 25% down payment. Some people may have enough cash available to pay more than the minimum deposit required. An example of a typical car deposit So, for example, if you’re buying a used car that costs R200,000 and the dealer asks for a 10% deposit, you’ll need to come up with R20,000 to secure it. A 20% deposit will cost R40,000, and a 25% request, R50,000. You can also trade in your current vehicle and put some or all of the money you get for it towards your deposit, too. As this money goes towards the initial amount paid towards the car, a 10% deposit paid upfront will leave you with R180,000 still to pay. Why do deposits matter so much? The amount of your deposit affects almost every aspect of your car and its financing. It can affect your loan interest rate, your total repayment term, and how much your instalments cost you each month. Your vehicle deposit could even open the door to a bigger, more expensive car. Financial service providers (FSPs) and banks look kindly on people with large deposits available. They will likely offer more favourable terms on your financing because they know they’ll get a good chunk of your money early on. But ultimately, the larger the deposit, the more you’ll save on interest in the long run. What to do if you don’t have a deposit  Unless you have a nice big chunk of cash lying around to go towards your new car, you’ll need to figure out how you’re going to get your hands on a vehicle down payment. While selling your current car or trading it in are popular methods to secure deposit cash, sometimes we find ourselves in a situation where we just don’t have the money or a car to sell or trade-in available. So understanding how to get a car deposit means getting creative. You don’t even need a deposit sometimes  Some dealers offer something called “zero-deposit finance” or a “reverse deposit option”. This is where you don’t actually need a deposit to secure a vehicle upfront. Instead, you buy the car, paying regular monthly instalments, but will need to make a large payment at the end of the term.  This option usually means higher instalments over the full term of your car finance and a pretty hefty balloon payment at the end of it. Many people run into problems getting the higher amounts together later on, so be careful of this option and try to get an initial deposit together instead. It doesn’t always have to be 10% While a 10% vehicle deposit is the typical minimum going rate, sometimes you can arrange with an FSP to pay a portion of the deposit now and the balance soon after that or later on. It all depends on your situation and whether the financer is prepared to allow you to pay a smaller initial deposit. These arrangements can sometimes come with extra fees and impact on interest, so make sure you know what is happening before asking for a special plan. Use deal assistance instead  If you’re struggling to figure out how to get a car deposit together, you can always appeal to your dealer directly. Many dealerships offer programs and options that help their customers to finance their cars more easily. Some even provide innovative deal assistance options where they will fund the deposit on your behalf, and you cover the amount with your instalments.  Using deal assistance as a deposit for your vehicle is a great way to secure your car without having to scrape together a large amount of cash quickly. How to get a car deposit together The first option for getting your hands on a deposit is to tap into those savings. When the time comes to empty the piggy bank or flush out that long-term savings account, be brave. It isn’t easy watching that balance you’ve been working on for so many years drop suddenly, but think about what you’re doing it for. However, many of us simply don’t have enough savings available for an instalment, let alone a vehicle down payment. So, what options do you have if you find yourself needing to get your deposit together? Here are a couple of ideas. Sell your current car (or any other assets) Your car is an asset that can easily be turned into deposit cash by selling it. If you’re lucky, you’ll get a nice sum for your existing ride, which can easily cover your deposit. If your old wheels won't do the trick, you could look to other assets. Consider selling some of the bigger items you no longer need. Furniture, electronics or old jewellery are easily converted into cash, while any existing investments may hold enough in them to cover your new used car’s down payment. Trading-in  Trading in your current car is often a quicker, more convenient way to use your old wheels to help pay for the new ones than having to find a buyer, sell and secure the cash. Many dealers will let you trade in your car and then put the money they offer you for it towards the deposit on the new one. This post explains how trade-ins work. Start saving now for the big day A smart deposit-building tactic is to begin putting a little money away each month towards your car deposit. When the time comes to secure a car, you have the cash to do it. Try to estimate how much you’ll be able to spend on a new car, say, a year from now. Take 10% of that value and divide it by twelve. Now you know how much you need to save each month. Take out a loan Finally, you can always turn to the bank and ask them to lend you the money you need for your vehicle deposit. While convincing them to give you the cash may be tough, and interest rates can get high, if you really, really need a car, this is an option. Remember, though, you’ll likely be paying double interest – on both the deposit loan and the financed vehicle itself. How to use your deposit most effectively Once you’ve managed to succeed in how to get a car deposit, you have a few options on the table to get the most out of it. This is where playing smart can save you quite a bit in the long run or allow you to get into a bigger, better car. While most people want to drop all the available money they have for their deposit straight into their car, you can always put your deposit to work for you. Here are a couple of the most common options for what to do with your car deposit. As a bigger vehicle down payment If your deposit amount exceeds the minimum amount required by the FSP or dealer, there’s nothing stopping you from paying off 30% or even 50% of your car on the spot. Your FSP will then structure your loan agreement according to how much you still have to pay. You could shorten your loan period or reduce the monthly instalments below what they would have been if you'd only paid a 10% deposit. To supplement your monthly instalments Some people opt to take the balance of their available deposit money after paying the initial 10% or 20% and use it to supplement their instalments. If, for example, you got R40,000 for selling your old car, and the dealer asks for 10% of the R200,000 new car you’re buying, you’ve got an extra 20k to play with. Use this money to take off the instalment pressure and add it in increments to your instalments. To get a better car You also have the option of upgrading to a better car if you find yourself with more deposit cash than you planned for. While you may end up paying a little more over the longer term, using a deposit surplus to lock down a nicer, fancier car also means you’ll likely get more for it when you eventually sell down the road. Invest for a little extra cash flow Of course, you can pull off a financing masterstroke and use your deposit money to make you money. Instead of paying your deposit for a new car now, wait a few months and invest it in a short-term investment, adding any earnings to your car deposit. Be careful of taking too many risks here. Pros and cons of having a bigger car deposit Larger car deposits are powerful resources that help people save on interest, shorten loan periods, secure cars before anyone else does and kickstart their vehicle financing. But while bigger deposits are helpful and beneficial to car buyers, there are also a few things to watch out for. Pros of large car deposits Lower monthly instalments or shorter term – A large vehicle down payment can significantly reduce your monthly instalments since you’re covering a major portion of your repayment upfront. You also have the option of knocking off the final few instalments altogether and paying your car off months sooner. Easier to sell sooner – By paying off a significant part of the amount you owe on your car upfront, you’re making things easier for yourself if you’re thinking about selling sooner than expected.  Helps to offset negative credit ratings – People struggling with bad credit scores may be able to use their bigger deposit amounts to offset the impact of negative ratings on interest rates and other problems. Better loan approval prospects – Banks and FSPs love cash, and if you have enough of it to put down as a car deposit, they’ll see you as a more attractive loan prospect, increasing the chances of being approved. Less interest – By paying a bigger deposit upfront, you’ll be borrowing less money from the bank or FSP. This means less for them to charge you interest on, potentially saving you thousands over the life of the loan. Cons of large car deposits Lose out on a big lump cash sum – Big deposits could run the risk of taking away from other cash reserves, which act as a “golden egg” or buffer. Without this money available or accessible, you may run into financial trouble and find yourself without cash when you need it most.  May not necessarily lower interest rates – While having a big vehicle deposit may increase your chances of getting a loan approved or reduce the total interest amount owed, it won’t do much for lowering those interest rates, which are determined by the prime lending rate and other factors of your situation. Could be better to rather invest elsewhere – Sometimes, keeping some of that deposit money for high-yield, short-term investments or buying a non-depreciating asset may be a better idea than sinking it into a car. Conclusion – Using deal assistance to get your deposit together Many people find that securing their car deposit is a difficult challenge, especially in tough economic times. Large amounts of cash are hard to come by, and when we do get our hands on them, we often have to use them to pay off debts and other everyday expenses. However, if you’re looking to buy a quality used car and not miss out on a great deal when you see it, having a vehicle deposit is the best way to lock it down. Dealers are finding new ways to empower their customers – especially those struggling to come up with the large amounts of cash needed to get a deposit together. Aside from trading in your car (which is still one of the most effective ways to boost your deposit possibilities), deal assistance programs are helping people to get over the car deposit hump. Chat with us to learn more about how you can use deal assistance to contribute towards your vehicle down payment and why our extensive fleet of quality used cars is the best place to start looking for your next vehicle.

Figuring out how to find a used car isn’t difficult. But buying a quality used car that won’t let you down and is worth the time and effort spent finding a car that suits your specific needs is a little trickier than you may think. There are thousands of pre-owned vehicles available to buy in South Africa, but how do you find and then buy that one car that’s perfect for you? From people advertising their old wheels for sale on social media to independent dealers and large-scale online best pre-owned vehicles platforms offering thousands of options, we’re spoiled for choice. But finding a quality used car can sometimes feel impossible. We look at what you need to know when buying a quality used car in South Africa. To understand where to look for quality second-hand cars, narrow down your list of potential candidates and what to think about before buying one, this article will get you started. Buying a used car in South Africa New cars are everywhere. But they aren’t getting any cheaper. Many of us simply can’t afford to spend money on the latest models, packed with features we don’t need. A car loses as much as 11% of its value the moment it drives off the showroom floor, so even a car with 1,000 km on the clock is classified as ‘pre-owned’ and costs much less than one that’s never been driven. Why used cars are a better option for many South Africans Used cars are often the most affordable option for people and, with so many on our roads and plenty of options to choose from, are quickly becoming the most popular choice among South African drivers. People spend hundreds of hours browsing ads, searching through inventories, and talking to sellers, only to find themselves back at square one with no car to enjoy. Finding the car right for you Whether you’re looking for a new day-to-day vehicle to commute to and from work, a weekend getaway ride for those trips up the coast or into the bush, or a reliable, spacious SUV to keep your growing family safe, how to find a used car that’s right for you is tougher than it looks. Steps to buying a quality used car Buying a quality used car may seem simple enough. But anyone who has actually done it will tell you that getting the most value out of your efforts means following a process that works. Anyone can get a car for under R50,000, but it’ll soon start giving you big problems that will likely cost more than the car itself. A deal on Facebook or Gumtree may seem too good to be true, but you’ll soon realise that is the case the moment you part with your deposit. Or, you can bite the bullet and spend much more of your hard-earned cash than you’d like to for a brand-new vehicle you likely can't afford anyway. G etting your hands on one of the many best pre-owned vehicles out there starts long before you even talk to a dealer. We’ve listed some of the essential steps every smart buyer should cover before committing to buying their next used vehicle. First, review your current car situation Buying a quality used car starts with taking stock of your current circumstances. This means getting a realistic view of your situation straight off the starting line. What car you currently have, and how much you can get for selling it or trading it in. If you don’t have a car to sell or large amounts of cash on hand to go towards a deposit, think about what you’ll need to get some money together. Some dealers don’t require a deposit to buy a used car, and there are many financing options you can turn to. Why you need a new car This means thinking about the reasons for going on the hunt for quality second-hand cars. Whether you require a work vehicle, want something to replace the rust bucket you’re presently driving or simply want to level up your status with a fresh set of wheels, knowing the reasons for getting a new car will help you figure out what you need. How long you plan to have it for Depending on what you need the car for, you may be considering holding on to it for only a year or two or keeping it in the mix for a decade or more. This information will play a big role in determining the brands, models and types of cars you'll choose from.   Then make lists of what you want vs what you need in a used car There is a big difference between wanting something and needing it. Needs should always be taken care of before wants or desires. Understanding which comes first matters in how to find a used car that’s right for you. Draw up a pros and cons list for buying a used car This list should compare the benefits of having a new used car (transport, working, investment) versus the disadvantages or drawbacks of getting one (extra monthly petrol cost, parking, insurance.) List the most important things you require in your car Then list, from most important to least important, the things your car has to have and the ones it cannot do without. Some people may need a bigger boot over strong performance. Others may require good fuel economy over luxuries and style. Then, shortlist the non-negotiables Take your pros and cons list as well as your important items ranking and shortlist the absolute essentials that you require in a used car. In other words, make a list of the things that, if a car doesn’t have them, would disqualify it from being considered.   Next, nail down a budget for your used car Next, you’ll need to know what you can afford towards your used car. There’s more to buying a quality used car than its sales price. The longer-term budget elements are often the most important ones. Financing or cash? Will you be paying for the car in cash, or will you need to finance it? Different banks and financial institutions will offer different interest rates and conditions, so be careful which ones you choose. Think about long-term costs From servicing fees to maintenance costs and taking care of insurance, drawing up a schedule of the long-term costs of buying a certain used car will affect which options you choose. These numbers can seem scary, but remember to spread them out over the time you’ll be driving the car. Pick a range, not a number Once you have a figure for how much you can afford to spend on your quality second-hand car in total, be prepared to allow for some leeway. Rather than limiting your choices to a fixed price, make room for a budget range with a top limit and a lower limit. This will open you up to more options.   4. Figure out what you want in your used car Once you’ve narrowed down the details about your existing situation, your future car’s ‘essentials’ and a budget, you can start looking around. But first, you’ll want to identify the type of car you’re looking for. Pick a style and type There are countless different models out there. Are you looking for a bakkie or a hatch? An automatic or a manual transmission? Do you prefer diesel or petrol? Rather than picking a specific combination, keep your options open by selecting more than one car style and type. Iron out the details Used vehicles have their own stories and service histories, which can severely affect your options when buying a quality used car. Consider what level of mileage you’d be comfortable with, how old the car can be, what its interior condition is, or how many features it does or doesn’t come with. Don’t forget about the colour OK, not only the colour but the other, less critical things, like additional modifications, if it has electric windows, where the car is from and whether there are security features already included. This will help you pick between options that are very similar.   Decide where you’re going to shop This is where the fun starts. Consider your options for who you’ll be buying a new used car from. While buying directly from a private seller does come with its risks, opting to shop with a reputable dealer or online means knowing who to go to. Consider the dealer or seller’s reputation This is an important factor that can make or break the success of buying a quality used car. Look at the reviews that a dealer has online, check if they’ve ever been investigated for anything illegal and establish if they’re a legitimate business or not. Look at the inventory Some dealers have fewer than a dozen cars available, while others boast inventories with hundreds or even thousands of vehicles. As a general rule, the more varied and diverse a used car dealer’s inventory, the more likely you are to succeed in working out how to find a used car that suits your needs. Watch out for suspicious pricing Some dealers and sellers add large markups onto their used cars, claiming it’s for quality when they are, in fact, boosting their profit margins. Watch out for any dealers charging significantly more than the general market values for their used cars. When in doubt about price, always ask.   Do your homework As you get closer to finding your perfect quality second-hand cars and you’re homing in on the best pre-owned vehicles for you, it’s time to get down to business. At this point, you’ve got your top candidates shortlisted, and you should be ready to meet your new used car. Try to inspect the car or ask for proof of quality It’s never advisable to buy something without the chance to see the goods first. While inspecting a car before buying it may be difficult or even impossible, being able to do so will help you decide whether it’s the right car for you or not. Some dealers can provide a full report or certificates, guaranteeing the car is as they say it is. Know what to look for and what to ask about Rust, previous accident damage, modifications, previous owners. All these things matter when buying a used car, so don’t be afraid to ask about them. While private sellers can get away with being dishonest, dealers are required by law to provide you with all relevant information. Ask for a full service history If the dealer can provide a full, up-to-date, comprehensive vehicle service history for the used car, you’re in business. Evidence of a car being serviced regularly by a quality vehicle service provider or service centre means the car has been looked after and is in good shape. T ake a test drive Test-driving a pre-owned vehicle will tell you a lot about the car itself when figuring how to find a used car. Two used cars with the same mileage and in the same condition can feel completely different behind the wheel. Taking your top candidates for a spin isn’t always possible, but if you can, it’s a great way to see if you’re a good fit for each other.   Things to watch out for on a test drive Aside from the vehicle’s power, general feel and handling, there are some other quality or condition-related elements to consider when test-driving the car. Listen out for any suspicious sounds the car may be making. Put the vehicle through its paces by accelerating, braking and turning (safely) and checking how it handles. Ask about any concerns you have. Don’t forget to ‘experience’ the car There’s more to the test drive than the car’s performance. Look around the interior. Feel the seats, the steering wheel and the dash. Get a sense of the space in the car and if you can see yourself enjoying actually being in it. Always be careful Don’t drop your guard when taking a car for a test spin. You’re in a car you’ve never driven before, so watch out for any quirks you’re not yet used to. If test-driving with a private seller, be aware of your surroundings. Check with your insurance before hopping into one of those quality second-hand cars you don’t own yet, too.   And Buy! Once you’ve found the best pre-owned vehicle for you, commit to buying it by making sure you’ve got what you need to do so. Put down the deposit so nobody else snaps it up, negotiate for a better deal if possible and don’t compromise on your budget limit. Remember to enjoy the experience too. It’s not every day you get to feel the rush of buying a quality used car and taking ownership of it.   Conclusion - Where to find and buy quality used cars in SA With so many different used car options to choose from, it’s easy to get lost finding and then buying the quality used car for you. Trying to balance price with your needs, convenience and shopping at the right places can seem overwhelming, but if you pick right, it’s easier than you think. Options like Auto Pedigree are one of the top players in the used car game. We boast an extensive selection of the best pre-owned vehicles that are easy to sort through, cover almost every category of car out there, and are fully checked, verified and have all their necessary documentation. How to find a used car that checks all the boxes has never been easier. Feel free to browse our inventory of nearly 3,000 vehicles or reach out directly and chat with us about buying a quality used vehicle that’s right for you.